Cavachon Pet Insurance
Give your Cavachon nose-to-tail coverage for all of life's surprises!
Cavachons are gentle, friendly, and affectionate companions who bring endless joy to families, but as a small breed, they’re prone to certain health conditions that can lead to expensive vet bills. Heart disease, hip dysplasia, and eye conditions are just a few common concerns that could cost thousands to treat.
Pet insurance helps you focus on what matters most: your Cavachon’s health and happiness. Here’s everything you need to know about coverage options, costs, and why insurance makes sense for this beloved breed.
What does Cavachon pet insurance cover?
A base Lemonade pet health insurance policy helps cover the costs of medication, tests, and treatments if your Cavachon has an unexpected accident or illness (provided it’s not related to a pre-existing condition, and occurs after your policy’s waiting periods have ended).
Whether it’s an unexpected accident during play time or a breed-specific illness like Heart disease, Cavachons benefit from comprehensive coverage that protects against life’s surprises.
Wellness care
Want to get money back for your Cavachon’s routine care? Our preventive packages reimburse you for the stuff you’re already doing, like annual checkups, vaccines, blood work, and other routine care that keep your pup healthy and happy.
Keep in mind, preventative care offerings might differ based on where you live. The easiest way to see what’s available? Get a free quote.
Extra coverage
You can also customize your Lemonade policy with optional add-ons like:
- Physical therapy: can be important for this small crossbreed, though less critical than heart issues inherited from Cavaliers
- Visit fees
- Dental coverage
- Behavioral conditions
- End-of-life and remembrance
These coverages help take a bite out of pricey treatments, services, and vet visits that Cavachons often need.
Is pet insurance worth it for Cavachons?
Taking care of any small breed gets expensive, and Cavachons can face costly breed-specific health issues throughout their 12 to 15-year lifespan. The good news? Lemonade pet parents are already saving serious money on vet bills.
Cavachons are particularly prone to heart conditions, joint problems, and eye issues inherited from both Cavalier King Charles Spaniel and Bichon Frise lineages, which makes insurance even more valuable.
Check out how much other Cavachon parents have saved with pet insurance below. Your savings could be even higher.
Common Cavachon health conditions
Cavachons are amazing dogs, but they’re predisposed to certain health conditions that can get expensive to treat. Here are some of the most common claims we see for them, along with typical treatment costs:
| Condition | What is it? | Average treatment cost |
|---|---|---|
| Slipping Kneecap (Luxating Patella) | Kneecap slips out of place, causing limping | $500–$2,500 |
| Skin Allergies (Environmental/Food) | Persistent itching from food, fleas, or environment | $400–$1,500 |
| Ear Infections | Chronic or severe ear infections | $300–$800 |
| Dental Disease (Tooth & Gum Problems) | Gum & tooth disease, possible extractions | $400–$1,500 |
| Obesity | Extra weight, leads to other health issues | $250–$800 |
| Cataracts | Clouding of the eye lens; vision loss | $2,000–$4,000 |
| Heart Valve Disease | Leaky heart valve; can lead to heart failure | $300–$1,200 |
| Seizure Disorders (Epilepsy) | Recurring seizures | $500–$2,500 |
| Blindness from Retinal Disease (PRA) | Inherited gradual vision loss | $300–$700 |
| Collapsing Trachea | Windpipe collapses; chronic cough | $400–$2,500 |
As a designer/hybrid breed, Cavachons face genetic variability from two breeds, potentially inheriting serious heart conditions from Cavaliers, which is why early coverage is important to protect their health and your wallet.
How much does pet insurance for Cavachons cost?
Your Cavachon’s premium depends on a few key factors: Their age, your location, and the coverages you choose. Small breeds like Cavachons typically cost mid-range to insure due to their small size which helps with costs, but heart conditions can be expensive to manage long-term.
Here’s what other Cavachon parents typically pay for Lemonade coverage:
| Age | Average monthly premium |
|---|---|
| 1 year old | $30-$35 |
| 2 years old | $30-$35 |
| 3 years old | $30-$35 |
| 4 years old | $35-$40 |
| 5 years old | $45-$50 |
| 6 years old | $50-$55 |
| 7 years old | $60-$65 |
How can I find the best pet insurance for my Cavachon?
While we might be biased, Lemonade was really designed with pet parents in mind, especially those with breeds like Cavachons that need comprehensive coverage for heart monitoring, joint care, and eye health support.
Our customizable add-ons are perfect for Cavachons since you can tailor coverage for their specific risks like heart disease and hip dysplasia.
Don’t believe us? Take a look at how we stack up against the competition.
Before we go…
Cavachons make incredible companions, but their mixed breed heritage requiring heart monitoring and gentle exercise can get expensive fast. Pet insurance helps you say “yes” to the best care without worrying about the vet bill, whether that’s treating heart treatment or surgery, managing heart conditions, or handling an emergency.
Ready to protect your Cavachon? Get a personalized quote in as little as 90 seconds and see how affordable coverage can be for your Cavachon.
Get to know your Cavachon
Are Cavachons good with families and children?
Excellent with families and children. Cavachons inherit the gentle nature of Cavaliers with Bichon friendliness, making them patient, affectionate, and naturally great with kids of all ages.
What does a Cavachon's grooming schedule look like?
Professional grooming every 6-8 weeks with daily brushing at home. Their soft, fluffy coat needs regular attention to prevent matting. Many owners choose shorter cuts between professional grooming sessions for easier maintenance.
Are Cavachons suitable for first-time dog owners?
Perfect for first-time owners looking for a gentle, adaptable companion. They’re friendly, eager to please, and adjust well to different lifestyles without being too demanding or high-maintenance.
Are Cavachons easy to train?
Yes, very easy to train. Cavachons are intelligent, people-focused, and love making their families happy. They respond beautifully to positive reinforcement and are naturally well-behaved with gentle, consistent guidance.
What activities do Cavachons usually enjoy?
Gentle play, short walks, and lots of family time. They love playing with toys, meeting new people, and basically just being part of whatever you’re doing. They’re natural people-pleasers and companions.
*Lemonade Insurance analyzed policy rates of accident and illness policies to calculate average pet insurance premiums as of October, 2025. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances and additional coverages selected.