Cockapoo Pet Insurance

Give your Cockapoo nose-to-tail coverage for all of life's surprises!

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Cockapoo pet insurance

Cockapoos are friendly, outgoing, and intelligent companions who bring endless joy to families, but as a small to medium breed, they’re prone to certain health conditions that can lead to expensive vet bills. Hip dysplasia, progressive retinal atrophy, and ear infections are just a few common concerns that could cost thousands to treat.

Pet insurance helps you focus on what matters most: your Cockapoo’s health and happiness. Here’s everything you need to know about coverage options, costs, and why insurance makes sense for this beloved breed.

What does Cockapoo pet insurance cover?

A base Lemonade pet health insurance policy helps cover the costs of medication, tests, and treatments if your Cockapoo has an unexpected accident or illness (provided it’s not related to a pre-existing condition, and occurs after your policy’s waiting periods have ended).

Whether it’s an unexpected accident during play time or a breed-specific illness like Hip dysplasia, Cockapoos benefit from comprehensive coverage that protects against life’s surprises.

Wellness care

Want to get money back for your Cockapoo’s routine care? Our preventive packages reimburse you for the stuff you’re already doing, like annual checkups, vaccines, blood work, and other routine care that keep your pup healthy and happy.

Keep in mind, preventative care offerings might differ based on where you live. The easiest way to see what’s available? Get a free quote.

Extra coverage

You can also customize your Lemonade policy with optional add-ons like:

  • Physical therapy: especially important for a breed prone to joint issues like hip dysplasia
  • Visit fees
  • Dental coverage: important for breeds that can develop dental issues 
  • Behavioral conditions
  • End-of-life and remembrance

These coverages help take a bite out of pricey treatments, services, and vet visits that Cockapoos often need.

Is pet insurance worth it for Cockapoos?

Taking care of any small to medium breed gets expensive, and Cockapoos can face costly breed-specific health issues throughout their 12 to 15-year lifespan. The good news? Lemonade pet parents are already saving serious money on vet bills.

Cockapoos are particularly prone to joint problems, eye conditions, and ear issues, which makes insurance even more valuable.

Check out how much other Cockapoo parents have saved with pet insurance below. Your savings could be even higher.

Common Cockapoo health conditions

Cockapoos are amazing dogs, but they’re predisposed to certain health conditions that can get expensive to treat. Here are some of the most common claims we see for them, along with typical treatment costs:

ConditionWhat is it?Average treatment cost
Ear InfectionsChronic or severe ear infections$300–$800
Skin Allergies (Environmental/Food)Persistent itching from food, fleas, or environment$400–$1,500
Slipping Kneecap (Luxating Patella)Kneecap slips out of place, causing limping$500–$2,500
CataractsClouding of the eye lens; vision loss$2,000–$4,000
Dental Disease (Tooth & Gum Problems)Gum & tooth disease, possible extractions$400–$1,500
ObesityExtra weight, leads to other health issues$250–$800
Addison’s Disease (Adrenal Gland Disorder)Low adrenal hormones; weakness, possible collapse$800–$2,000
Seizure Disorders (Epilepsy)Recurring seizures$500–$2,500
Collapsing TracheaWindpipe collapses; chronic cough$400–$2,500
Blindness from Retinal Disease (PRA)Inherited gradual vision loss$300–$700

As a designer/hybrid breed, Cockapoos face inherited health risks from both Cocker Spaniel and Poodle lineages, which is why early coverage is important to protect their health and your wallet.

How much does pet insurance for Cockapoos cost?

Your Cockapoo’s premium depends on a few key factors: Their age, your location, and the coverages you choose. Small to medium breeds like Cockapoos typically cost less to more to insure due to their size range and potential for inheriting health issues from both parent breeds.

Here’s what other Cockapoo parents typically pay for Lemonade coverage:

AgeAverage monthly premium
1 year old$25-$30
2 years old$25-$30
3 years old$25-$30
4 years old$25-$30
5 years old$30-$35
6 years old$35-$40
7 years old$40-$45

How can I find the best pet insurance for my Cockapoo?

While we might be biased, Lemonade was really designed with pet parents in mind, especially those with breeds like Cockapoos that need comprehensive coverage for joint health, eye care, and ear maintenance.

Our customizable add-ons are perfect for Cockapoos since you can tailor coverage for their specific risks like hip dysplasia and eye conditions.

Don’t believe us? Take a look at how we stack up against the competition.

Before we go…

Cockapoos make incredible companions, but their grooming needs and genetic health monitoring from both parent breeds can get expensive fast. Pet insurance helps you say “yes” to the best care without worrying about the vet bill, whether that’s treating hip dysplasia surgery, managing eye conditions, or handling an emergency.

Ready to protect your Cockapoo? Get a personalized quote in as little as 90 seconds and see how affordable coverage can be for your Cockapoo.

Get my Cockapoo’s quote

Get to know your Cockapoo

Are Cockapoos good with families and children?

Excellent with families and children. Cockapoos inherit the friendly nature of Cocker Spaniels with Poodle intelligence, making them patient, playful, and naturally gentle with kids of all ages.

What does a Cockapoo's grooming schedule look like?

Professional grooming every 6-8 weeks with regular brushing 2-3 times weekly. Their wavy to curly coat needs consistent maintenance to prevent matting. Many owners opt for shorter cuts for easier daily care.

Are Cockapoos suitable for first-time dog owners?

Perfect for first-time owners looking for a friendly, adaptable companion. They’re forgiving, eager to please, and adjust well to different lifestyles without being too demanding or high-maintenance.

Are Cockapoos easy to train?

Very easy to train. They’re intelligent, people-focused, and love making their families happy. Cockapoos respond beautifully to positive reinforcement and are naturally well-behaved with consistent, gentle guidance.

What activities do Cockapoos usually enjoy?

Playing fetch, swimming, and interactive games. They love water activities, playing with toys, and moderate exercise that involves the whole family. They’re naturally social and enjoy meeting new people.


*Lemonade Insurance analyzed policy rates of accident and illness policies to calculate average pet insurance premiums as of October, 2025. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances and additional coverages selected.

Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.