Pet Insurance in Delaware

Got a Beagle in Bear, or a Persian in Pike Creek? Cover your pet with Lemonade pet insurance in Delaware—the smart choice to keep your fur baby happy and healthy in the First State.

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How much does pet insurance cost in Delaware?

The average cost of pet insurance in Delaware in 2025* is roughly $28 a month for cats and $46 a month for dogs, depending on factors like your pet’s breed and age, exactly where you live, and the coverages you choose.

Here’s a look at average rates for popular dog and cat breeds in the US:

CityAverage monthly premium*
Labrador Retriever$92
Pug Purebred$97
Domestic Longhair$35
Persian$45
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What does a Lemonade pet insurance
policy in Delaware cover?

A base Lemonade pet insurance insurance policy in Delaware helps cover the costs of diagnostics, procedures, and medications to treat your cat or dog’s eligible accidents and illnesses. Here are some common types of care that Lemonade pet insurance covers in Delaware:

  • Bloodwork
  • X-rays
  • MRI
  • CT Scan
  • Lab Work
  • Urinalysis
  • Ultrasounds
  • Cancer
  • Emergency Care
  • Surgery
  • Heart Disease
  • Hospitalization
  • Road Accidents
  • Outpatient Care
  • Allergy Medicine
  • Specialty Care
  • Injections
  • Prescription Medications
  • Arthritis Medications
  • Knee, Elbow, and Hip Dysplasia
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What pet insurance plans does
Lemonade offer in Delaware?

Our preventative care packages help cover your pet’s regular trips to the vet.
Wellness examWellness exam

Wellness exam

Annual physical checkup for your pet

VaccinesVaccines

Vaccines

Up to 3 vaccines such as Rabies, DHLPP, and Bordetella

Heartworm testHeartworm test

Heartworm test

Annual screening of heartworm infestation

Fecal or internal parasite testFecal or internal parasite test

Fecal or internal parasite test

Annual parasite evaluation test

Routine dental cleaningRoutine dental cleaning

Routine dental cleaning

Including dental x-rays, anesthesia, polishing, and more

Preventative medicationPreventative medication

Preventative medication

Protection for your pet against fleas, ticks, and heartworm

Pet parents love Lemonade

Customizable coverage, seamless claims, and compassionate customer support —it’s no wonder why hundreds of thousands of pet parents choose Lemonade pet insurance

Is pet insurance worth it in Delaware?

Check out how much dog and cat owners have saved on vet bills with pet insurance.

What additional coverage does
Lemonade offer in Delaware?

You can easily mix and match our add-on coverages to meet your pet’s needs, and your budget.

Visit fees

Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.

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Physical therapy

Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.

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Dental illness

Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.

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Behavioral conditions

Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.

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End-of-life and remembrance

Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.

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How much pet insurance do I need in Delaware?

The right pet insurance balances your monthly premium with what you can afford for unexpected vet bills. Check out the estimated costs of some common vet services
for cats and dogs in Delaware.

Estimated vet services costs for dogs across Delaware

Vet ServiceWilmingtonNewarkDover
Spay (over 6 months)$651$651$651
Neuter (over 6 months)$538$538$538
Professional dental cleaning$457$457$457
Office visit$83$83$83

Estimated vet services costs for cats across Delaware

Vet ServiceWilmingtonNewarkDover
Spay (over 6 months)$403$403$403
Neuter (over 6 months)$297$297$297
Professional dental cleaning$457$457$457
Office visit$83$83$83

Source: Banfield Pet Hospital

How does pet insurance work in Delaware?

Lemonade harnesses the power of tech to make the process of filing a pet insurance claim—and getting reimbursed—a breeze
Go to the vetGo to the vet

Go to the vet

If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.

File a claimFile a claim

File a claim

File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.

Get reimbursedGet reimbursed

Get reimbursed

Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.

FAQs

What are the main safety threats to pets in Delaware?

Delaware may be small, but it has some big risks for pets. The Eastern Copperhead is a venomous snake that can be found in Sussex County, so keep your pet on a leash when exploring parks or trails. If your pet is bitten, seek immediate veterinary care as snake venom can be very dangerous.

Toxic plants like Azaleas, Lily of the Valley, and Daffodils are also common in Delaware gardens and wild areas. If your pet nibbles on suspicious plants and shows signs like vomiting, drooling, or weakness, don’t hesitate to call your vet. Ticks are another concern, carrying diseases like Lyme, so regular tick checks and prevention are important for outdoor pets. Staying aware of your surroundings can make all the difference in keeping Delaware pets safe!

What are the best dog parks in Delaware?

Delaware has some wonderful dog parks for your pup to play and socialize.

  • Glasgow Regional Park in Newark offers separate areas for large and small dogs, along with a paved walking path to stroll with your leashed pup.
  • Talley Day Park in Wilmington is a local favorite, providing double-gated entry for safety, benches, and wood-chip ground for muddy-weather playtime.
  • Charles E. Price Memorial Park Dog Park in Middletown is well-maintained, even featuring water-fountains to keep your pup cool on hot days.
  • Silver Lake Park in Dover offers both large and small dog off leash areas, plus a dedicated ball throwing area!

What are the top local pet-based businesses in Delaware?

Delaware has some fantastic pet-focused businesses that will keep your furry friends happy and healthy.

  • Yarn & Bone Pet Supply Co. in Camden and Dover is a go-to spot for healthy foods, unique toys, and even bakery treats for dogs.
  • Tail Bangers in Millsboro is a beloved local bakery crafting hand-decorated gourmet dog biscuits your dog is sure to love.
  • Fur-Baby Pet Resort in Milford caters to all things chic and practical, offering stylish collars, quality supplements, and friendly pet advice.
  • Endless Wags in Wilmington is your one-top-shop for everything your fur-baby needs, boasting pet-washing stations, food & toys, and even a Pet Cafe!

Can I use Lemonade pet insurance at any vet in Delaware?

Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the US, including Delaware.

What are the leash laws in Delaware?

In Delaware, state law requires that dogs be kept under reasonable control and not allowed to run at large. This typically means dogs must be on a leash when off your property, especially in public places like parks, streets, and trails.

Some cities or counties may have additional rules, such as specific leash length requirements or designated off-leash dog parks. Failing to abide by leash laws can result in fines, so it’s always best to keep your dog leashed unless you’re in a designated off-leash area.

*Average premium pricing sourced from Insuranceopedia accessed August, 2025.

Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.