English Mastiff Pet Insurance
Give your Mastiff nose-to-tail coverage for all of life's surprises!
English Mastiffs are gentle, dignified, and good-natured companions who bring endless joy to families, but as a giant breed, they’re prone to certain health conditions that can lead to expensive vet bills. Hip dysplasia, bloat, and cardiomyopathy are just a few common concerns that could cost thousands to treat.
Pet insurance helps you focus on what matters most: your Mastiff’s health and happiness. Here’s everything you need to know about coverage options, costs, and why insurance makes sense for this beloved breed.
What does English Mastiff pet insurance cover?
A base Lemonade pet health insurance policy helps cover the costs of medication, tests, and treatments if your English Mastiff has an unexpected accident or illness (provided it’s not related to a pre-existing condition, and occurs after your policy’s waiting periods have ended).
Whether it’s an unexpected accident during play time or a breed-specific illness like Hip dysplasia, English Mastiffs benefit from comprehensive coverage that protects against life’s surprises.
Wellness care
Want to get money back for your Mastiff’s routine care? Our preventive packages reimburse you for the stuff you’re already doing, like annual checkups, vaccines, blood work, and other routine care that keep your pup healthy and happy.
Keep in mind, preventative care offerings might differ based on where you live. The easiest way to see what’s available? Get a free quote.
Extra coverage
You can also customize your Lemonade policy with optional add-ons like:
- Physical therapy: crucial for this giant breed that commonly develops joint problems due to their enormous size and weight
- Visit fees
- Dental coverage
- Behavioral conditions
- End-of-life and remembrance
These coverages help take a bite out of pricey treatments, services, and vet visits that English Mastiffs often need.
Is pet insurance worth it for English Mastiffs?
Taking care of any giant breed gets expensive, and English Mastiffs can face costly breed-specific health issues throughout their 6 to 10-year lifespan. The good news? Lemonade pet parents are already saving serious money on vet bills.
English Mastiffs are particularly prone to joint problems, life-threatening bloat, and heart disease, which makes insurance even more valuable.
Check out how much other English Mastiff parents have saved with pet insurance below. Your savings could be even higher.
Common English Mastiff health conditions
English Mastiffs are amazing dogs, but they’re predisposed to certain health conditions that can get expensive to treat. Here are some of the most common claims we see for them, along with typical treatment costs:
| Condition | What is it? | Average treatment cost |
|---|---|---|
| Hip Dysplasia | Malformed hip joint; pain and arthritis in back legs | $1,500–$6,000 |
| Elbow Dysplasia | Poorly formed elbow joint; causes limping/arthritis | $1,200–$3,500 |
| Bloat (Stomach Twisting, GDV) | Stomach fills with gas and twists (emergency) | $2,500–$7,500 |
| Obesity | Extra weight, leads to other health issues | $250–$800 |
| Skin Allergies (Environmental/Food) | Persistent itching from food, fleas, or environment | $400–$1,500 |
| Dental Disease (Tooth & Gum Problems) | Gum & tooth disease, possible extractions | $400–$1,500 |
| Ear Infections | Chronic or severe ear infections | $300–$800 |
| Cataracts | Clouding of the eye lens; vision loss | $2,000–$4,000 |
| Torn Knee Ligament (Cruciate Ligament Tear) | Torn ligament in the knee | $1,200–$8,500 |
| Lymph Node Cancer (Lymphoma) | Cancer of the lymph system | $2,000–$7,000 |
As a working breed, English Mastiffs face having a giant size that creates enormous stress on heart, joints, and digestive system, which is why early coverage is important to protect their health and your wallet.
How much does pet insurance for English Mastiffs cost?
Your English Mastiff’s premium depends on a few key factors: Their age, your location, and the coverages you choose. Giant breeds like English Mastiffs typically cost more to insure due to their giant size which leads to significantly higher treatment costs and shorter lifespan with expensive conditions.
Here’s what other English Mastiff parents typically pay for Lemonade coverage:
| Age | Average monthly premium |
|---|---|
| 1 year old | $40-$45 |
| 2 years old | $45-$50 |
| 3 years old | $45-$50 |
| 4 years old | $50-$55 |
| 5 years old | $60-$65 |
| 6 years old | $70-$75 |
| 7 years old | $90-$95 |
How can I find the best pet insurance for my English Mastiff?
While we might be biased, Lemonade was really designed with pet parents in mind, especially those with breeds like English Mastiffs that need comprehensive coverage for joint support, bloat prevention, and heart monitoring.
Our customizable add-ons are perfect for English Mastiffs since you can tailor coverage for their specific risks like bloat and cardiomyopathy.
Don’t believe us? Take a look at how we stack up against the competition.
Before we go…
English Mastiffs make incredible companions, but their giant size requiring careful exercise, feeding, and space management can get expensive fast. Pet insurance helps you say “yes” to the best care without worrying about the vet bill, whether that’s treating emergency bloat surgery or heart treatment, managing heart conditions, or handling an emergency.
Ready to protect your Mastiff? Get a personalized quote in as little as 90 seconds and see how affordable coverage can be for your English Mastiff.
Get to know your English Mastiff
Are English Mastiffs good with families and children?
Excellent with families and children when properly trained. English Mastiffs are gentle giants who are naturally patient and protective with kids. Their calm nature makes them wonderful family guardians despite their size.
What does a English Mastiff's grooming schedule look like?
Weekly brushing and occasional baths. Their short coat is relatively low-maintenance but they do shed. Regular wrinkle cleaning, nail trims, and dental care are important due to their massive size.
Are English Mastiffs suitable for first-time dog owners?
Okay for first-time owners who understand giant breed needs and have space. They’re gentle and easygoing but require early training due to their size. They need understanding of shorter lifespans.
Are English Mastiffs easy to train?
Pretty easy to train with gentle, consistent methods. English Mastiffs are intelligent and eager to please but mature slowly. Early socialization and training are crucial since their size makes any bad habits serious.
What activities do English Mastiffs usually enjoy?
Moderate walks, gentle activities, and guardian duties. They love being with their families but don’t need intense exercise. They’re natural protectors who prefer calm, low-key activities.
*Lemonade Insurance analyzed policy rates of accident and illness policies to calculate average pet insurance premiums as of October, 2025. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances and additional coverages selected.