French Bulldog Pet Insurance
Give your Frenchie nose-to-tail coverage for all of life's surprises!
French Bulldogs are charming, adaptable, and playful companions who bring endless joy to families, but as a small breed, they’re prone to certain health conditions that can lead to expensive vet bills. Brachycephalic obstructive airway syndrome (BOAS), intervertebral disc disease, and allergies are just a few common concerns that could cost thousands to treat.
Pet insurance helps you focus on what matters most: your Frenchie’s health and happiness. Here’s everything you need to know about coverage options, costs, and why insurance makes sense for this beloved breed.
What does French Bulldog pet insurance cover?
A base Lemonade pet health insurance policy helps cover the costs of medication, tests, and treatments if your French Bulldog has an unexpected accident or illness (provided it’s not related to a pre-existing condition, and occurs after your policy’s waiting periods have ended).
Whether it’s an unexpected accident during play time or a breed-specific illness like Brachycephalic obstructive airway syndrome (BOAS), French Bulldogs benefit from comprehensive coverage that protects against life’s surprises.
Wellness care
Want to get money back for your Frenchie’s routine care? Our preventive packages reimburse you for the stuff you’re already doing, like annual checkups, vaccines, blood work, and other routine care that keep your pup healthy and happy.
Keep in mind, preventative care offerings might differ based on where you live. The easiest way to see what’s available? Get a free quote.
Extra coverage
You can also customize your Lemonade policy with optional add-ons like:
- Physical therapy: especially important for a breed prone to spinal issues like IVDD
- Visit fees
- Dental coverage: important for breeds prone to dental overcrowding and gum disease
- Behavioral conditions: helpful for a breed that can develop anxiety and behavioral issues
- End-of-life and remembrance
These coverages help take a bite out of pricey treatments, services, and vet visits that French Bulldogs often need.
Is pet insurance worth it for French Bulldogs?
Taking care of any small breed gets expensive, and French Bulldogs can face costly breed-specific health issues throughout their 10 to 12-year lifespan. The good news? Lemonade pet parents are already saving serious money on vet bills.
French Bulldogs are particularly prone to breathing problems, spinal issues, and skin allergies, which makes insurance even more valuable.
Check out how much other French Bulldog parents have saved with pet insurance below. Your savings could be even higher.
Common French Bulldog health conditions
French Bulldogs are amazing dogs, but they’re predisposed to certain health conditions that can get expensive to treat. Here are some of the most common claims we see for them, along with typical treatment costs:
| Condition | What is it? | Average treatment cost |
|---|---|---|
| Back Disc Disease (IVDD) | Slipped or ruptured back disc; pain/possible paralysis | $2,500–$8,000 |
| Heat Stroke | Dangerous overheating | $1,500–$4,500 |
| Bloat (Stomach Twisting, GDV) | Stomach fills with gas and twists (emergency) | $2,500–$7,500 |
| Skin Allergies (Environmental/Food) | Persistent itching from food, fleas, or environment | $400–$1,500 |
| Ear Infections | Chronic or severe ear infections | $300–$800 |
| Cherry Eye | Gland pops out from third eyelid | $500–$900 |
| Abnormal Spine Bones (Hemivertebrae) | Misshapen spine, possible back pain or wobbliness | $800–$3,500 |
| Rolled-in Eyelids (Entropion) | Eyelid turns in and rubs the eye | $500–$2,000 |
| Anal Gland Issues | Problems with the glands near the anus | $350–$900 |
As a non-sporting breed, French Bulldogs face breathing difficulties due to their flat face structure, which is why early coverage is important to protect their health and your wallet.
How much does pet insurance for French Bulldogs cost?
Your French Bulldog’s premium depends on a few key factors: Their age, your location, and the coverages you choose. Small breeds like French Bulldogs typically cost less to insure due to their smaller size, though breed-specific conditions like BOAS can be expensive to treat.
Here’s what other French Bulldog parents typically pay for Lemonade coverage:
| Age | Average monthly premium |
|---|---|
| 1 year old | $60-$65 |
| 2 years old | $55-$60 |
| 3 years old | $60-$65 |
| 4 years old | $65-$70 |
| 5 years old | $80-$85 |
| 6 years old | $90-$95 |
| 7 years old | $130-$135 |
How can I find the best pet insurance for my French Bulldog?
While we might be biased, Lemonade was really designed with pet parents in mind, especially those with breeds like French Bulldogs that need comprehensive coverage for respiratory health, spinal care, and allergy management.
Our customizable add-ons are perfect for French Bulldogs since you can tailor coverage for their specific risks like breathing problems and spinal issues.
Don’t believe us? Take a look at how we stack up against the competition.
Before we go…
French Bulldogs make incredible companions, but their flat-faced anatomy and sensitive health needs can get expensive fast. Pet insurance helps you say “yes” to the best care without worrying about the vet bill, whether that’s treating BOAS surgery, managing respiratory conditions, or handling an emergency.
Ready to protect your Frenchie? Get a personalized quote in as little as 90 seconds and see how affordable coverage can be for your French Bulldog.
Get to know your French Bulldog
Are French Bulldogs good with families and children?
Yes, they are great with families and children. French Bulldogs are patient, affectionate, and gentle with kids. Their smaller size makes them manageable around young children, and they’re naturally protective of their family.
What does a French Bulldog's grooming schedule look like?
Weekly brushing and regular wrinkle cleaning. Minimal grooming needs compared to other breeds. Focus on cleaning facial folds daily, regular nail trims, and occasional baths when needed.
Are French Bulldogs suitable for first-time dog owners?
Excellent for first-time owners. They’re low-maintenance, adaptable to apartment living, and have moderate exercise needs. Their calm demeanor makes them easy to manage and understand.
Are French Bulldogs easy to train?
Moderately easy to train. French Bulldogs can be stubborn but respond well to patience and positive reinforcement. Keep training sessions short and engaging to hold their attention.
What activities do French Bulldogs usually enjoy?
Short walks, indoor play, and gentle games. They prefer moderate activities due to breathing constraints. They enjoy lounging, playing with toys, and spending quiet time with family.
*Lemonade Insurance analyzed policy rates of accident and illness policies to calculate average pet insurance premiums as of October, 2025. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances and additional coverages selected.