Labradoodle Pet Insurance
Give your Doodle nose-to-tail coverage for all of life's surprises!
Labradoodles are friendly, intelligent, and energetic companions who bring endless joy to families, but as a medium to large breed, they’re prone to certain health conditions that can lead to expensive vet bills. Hip dysplasia, elbow dysplasia, and progressive retinal atrophy are just a few common concerns that could cost thousands to treat.
Pet insurance helps you focus on what matters most: your Doodle’s health and happiness. Here’s everything you need to know about coverage options, costs, and why insurance makes sense for this beloved breed.
What does Labradoodle pet insurance cover?
A base Lemonade pet health insurance policy helps cover the costs of medication, tests, and treatments if your Labradoodle has an unexpected accident or illness (provided it’s not related to a pre-existing condition, and occurs after your policy’s waiting periods have ended).
Whether it’s an unexpected accident during play time or a breed-specific illness like Hip dysplasia, Labradoodles benefit from comprehensive coverage that protects against life’s surprises.
Wellness care
Want to get money back for your Doodle’s routine care? Our preventive packages reimburse you for the stuff you’re already doing, like annual checkups, vaccines, blood work, and other routine care that keep your pup healthy and happy.
Keep in mind, preventative care offerings might differ based on where you live. The easiest way to see what’s available? Get a free quote.
Extra coverage
You can also customize your Lemonade policy with optional add-ons like:
- Physical therapy: especially important for this crossbreed that can inherit joint issues from the Labrador side
- Visit fees
- Dental coverage
- Behavioral conditions
- End-of-life and remembrance
These coverages help take a bite out of pricey treatments, services, and vet visits that Labradoodles often need.
Is pet insurance worth it for Labradoodles?
Taking care of any medium to large breed gets expensive, and Labradoodles can face costly breed-specific health issues throughout their 12 to 16-year lifespan. The good news? Lemonade pet parents are already saving serious money on vet bills.
Labradoodles are particularly prone to joint problems, eye conditions, and inherited traits from both Labrador and Poodle lineages, which makes insurance even more valuable.
Check out how much other Labradoodle parents have saved with pet insurance below. Your savings could be even higher.
Common Labradoodle health conditions
Labradoodles are amazing dogs, but they’re predisposed to certain health conditions that can get expensive to treat. Here are some of the most common claims we see for them, along with typical treatment costs:
| Condition | What is it? | Average treatment cost |
|---|---|---|
| Hip Dysplasia | Malformed hip joint; pain and arthritis in back legs | $1,500–$6,000 |
| Ear Infections | Chronic or severe ear infections | $300–$800 |
| Skin Allergies (Environmental/Food) | Persistent itching from food, fleas, or environment | $400–$1,500 |
| Cataracts | Clouding of the eye lens; vision loss | $2,000–$4,000 |
| Obesity | Extra weight, leads to other health issues | $250–$800 |
| Seizure Disorders (Epilepsy) | Recurring seizures | $500–$2,500 |
| Dental Disease (Tooth & Gum Problems) | Gum & tooth disease, possible extractions | $400–$1,500 |
| Torn Knee Ligament (Cruciate Ligament Tear) | Torn ligament in the knee | $1,200–$8,500 |
| Addison’s Disease (Adrenal Gland Disorder) | Low adrenal hormones; weakness, possible collapse | $800–$2,000 |
| Blindness from Retinal Disease (PRA) | Inherited gradual vision loss | $300–$700 |
As a designer/hybrid breed, Labradoodles face having genetic variability from two breeds, potentially inheriting health issues from either Labradors or Poodles, which is why early coverage is important to protect their health and your wallet.
How much does pet insurance for Labradoodles cost?
Your Labradoodle’s premium depends on a few key factors: Their age, your location, and the coverages you choose. Medium to large breeds like Labradoodles typically cost more to insure due to their mixed breed size and potential to inherit expensive conditions from both parent breeds.
Here’s what other Labradoodle parents typically pay for Lemonade coverage:
| Age | Average monthly premium |
|---|---|
| 1 year old | $25-$30 |
| 2 years old | $30-$35 |
| 3 years old | $30-$35 |
| 4 years old | $35-$40 |
| 5 years old | $40-$45 |
| 6 years old | $50-$55 |
| 7 years old | $60-$65 |
How can I find the best pet insurance for my Labradoodle?
While we might be biased, Lemonade was really designed with pet parents in mind, especially those with breeds like Labradoodles that need comprehensive coverage for joint health, eye care, and coat maintenance support.
Our customizable add-ons are perfect for Labradoodles since you can tailor coverage for their specific risks like hip dysplasia and progressive retinal atrophy.
Don’t believe us? Take a look at how we stack up against the competition.
Before we go…
Labradoodles make incredible companions, but their mixed breed heritage with active family dog lifestyle can get expensive fast. Pet insurance helps you say “yes” to the best care without worrying about the vet bill, whether that’s treating joint surgery, managing joint conditions, or handling an emergency.
Ready to protect your Doodle? Get a personalized quote in as little as 90 seconds and see how affordable coverage can be for your Labradoodle.
Get to know your Labradoodle
Are Labradoodles good with families and children?
Outstanding with families and children. Labradoodles inherit the friendly, gentle nature of Labs with the intelligence of Poodles, making them patient, playful, and naturally good with kids of all ages.
What does a Labradoodle's grooming schedule look like?
Professional grooming every 6-8 weeks with regular brushing 2-3 times weekly. Their coat varies from wavy to curly and needs consistent maintenance to prevent matting. Regular nail trims and ear cleaning too.
Are Labradoodles suitable for first-time dog owners?
Great for first-time owners who can commit to grooming and exercise needs. They’re forgiving, adaptable, and eager to please, though they need regular mental stimulation to stay happy.
Are Labradoodles easy to train?
Very easy to train, they’re intelligent, food-motivated, and love working with their people. Labradoodles pick up commands quickly and excel at both basic obedience and fun tricks with positive reinforcement.
What activities do Labradoodles usually enjoy?
Swimming, fetching, agility training, and interactive games. They love water activities, playing with toys, and any exercise that involves the whole family. They’re natural athletes with playful spirits.
*Lemonade Insurance analyzed policy rates of accident and illness policies to calculate average pet insurance premiums as of October, 2025. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances and additional coverages selected.