Lemonade’s preventative care options provide comprehensive coverage for your pet’s routine health needs. By adding preventative care to your pet’s Lemonade health insurance policy, you can ensure that your furry friend receives regular care to maintain their overall health and well-being.
This coverage helps manage and reduce out-of-pocket expenses for routine veterinary visits, giving you confidence while supporting your pet’s long-term health. Coverage options and availability vary by state.
There’s a good chance you’re already paying more out-of-pocket than the cost of our preventative care packages for your pet’s ongoing health care, and by adding one to a Lemonade policy you’ll be covered for all kinds of things that help keep your pet healthy, like wellness exams, bloodwork, vaccines, and more.
Routine Vet Care (Available nationwide)
Adding our basic preventative package to your pet’s base policy comes with plenty of advantages. Plus, preventative care is not subject to your policy’s annual deductible.
You get covered for essential vaccinations, as well as annual wellness testing that can help detect health problems early. You’ll also be covered for annual screening for parasites (catching an issue early could spare you treatment costs from $400 to $1,000) and heartworm testing, as well as an annual wellness exam for your cat or dog.
Here’s what can be covered as part of our Routine Vet Care package*:
- 1 Wellness exam per year
- 3 vaccines per year
- Annual wellness testing including:
- Fecal or Internal Parasite Test
- Bloodwork
- Heartworm or FeLV/FIV Test
Routine Vet Care Plus (Available in select states)
Want to get even more for your pet? Our enhanced plan includes unlimited wellness exams and vaccines, plus Life Essentials coverage: our most comprehensive preventative benefits.
The Life Essentials benefit can help cover things like heartworm and flea/tick prevention medication, spay/neuter procedures, microchipping, gastropexy, and even genetic testing and preventative imaging. It’s designed to support your pet’s health throughout their entire life.
Here’s what can be covered as part of our Routine Vet Care Plus package*:
- Unlimited wellness exams
- Unlimited vaccines
- Annual wellness testing including:
- Fecal or Internal Parasite Test
- Bloodwork
- Heartworm or FeLV/FIV Test
- Life Essentials coverage including:
- Spay/neuter, microchip, gastropexy
- Heartworm/flea/tick prevention medication
- Deworming, nail trimming, urinalysis
- Joint screening, organ screening, blood testing
- Blood pressure monitoring, genetic testing
- Preventative x-rays and ultrasounds
Note: The Routine Vet Care Plus package does not include coverage for routine dental cleanings. This coverage is provided under the Dental Care add-on.
Preventative+ Care package
Want to get even more for your pet? We’ve got options if you’re ready to level up…
The Preventative+ plan includes all of the basic benefits, and it also allows us to reimburse you for heartworm or flea/tick medication, as well as routine dental cleaning.
For most dogs, dental cleaning requires anesthesia and can last over an hour. If your pet is young and healthy, a regular cleaning could be $500 to $1,000, on average. That’s not a typo. For an older dog with oral health issues, the cost could actually be over $1,000. That’s a big hit to your finances, and it might make the Preventative+ plan a good option to consider.
While dental cleaning bills for cats are more modest (sometimes as low as $200) certain feline teeth can require extra attention, bumping the cost of vet bills. It wouldn’t be unheard of to spend $1,000 on your cat’s dental care.
Here’s what can be covered as part of our Preventative+ Care Package*:
- 1 Wellness exam
- 3 Vaccines
- Wellness testing:
- Fecal or Internal Parasite Test
- Bloodwork
- Heartworm or FeLV/FIV Test
- Flea/Tick or Heartworm Medication
- Routine dental cleaning
Puppy/Kitten Preventative Care package
Bringing home a new furry addition can be really exciting, but it can also be a little scary. Puppies and kittens are adorable, but getting them set up for a long and healthy life requires loads of vaccines, tests, and a few strategic snips.
Lemonade’s Preventative Care Package for Puppies and Kittens can help cover some of those initial veterinary costs for your young pet, including: two wellness exams, enhanced vaccination coverage, and coverage towards your puppy or kitten’s spay or neuter procedure and microchip implantation and registration.
Here’s what can be covered as part of our Puppy/Kitten Preventative Care Package*:
- 2 Wellness exams
- Up to 6 vaccines
- Wellness testing:
- Fecal or Internal Parasite Test
- Bloodwork
- Heartworm or FeLV/FIV Test
- Flea/Tick or Heartworm Medication
- Spay/Neuter procedure
- Microchipping
Keep in mind, you can only add our Puppy/Kitten Preventative Care package if your pet is under two years old.
Ready to get started?
Ready to get your cat or dog covered with Lemonade? Just click the button below to get started. It’s quick, easy, and even…fun?
*Coverage options and availability vary by state. Be sure to review your specific options before purchase, and to read your policy details.
Wondering if pet insurance is worth it? Check out how much pet parents have saved on vet bills by signing their fur baby up for pet insurance.
FAQs
Are there any waiting periods for Preventative Care?
No, there are no waiting periods for preventative care coverage at Lemonade pet insurance. Once you purchase a policy, your coverage will become active at 12:01 AM the next day. You can utilize your preventative care coverage as soon as your policy activates.
How does my deductible apply to Preventative Care?
You will not be asked to meet your deductible for preventative care claims.
What if my pet’s preventative care procedure exceeds the limit?
You won’t be reimbursed for any costs after your annual limit. Your preventative care benefits will reset each policy year at renewal.
What specific vaccinations are covered under Preventative Care?
To be eligible for reimbursement under a preventative care package, the vaccine would need to be recommended by a vet who’s licensed in the state where they operate. We do not have a list of specific vaccinations that are eligible for coverage.
Can I go to any vet I want to?
Yes, as long as the vet you choose is licensed in the state where they operate, you can go to any vet that you’d like within the United States.
A few quick words, because we <3 our lawyers: This post is general in nature, and any statement in it doesn’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. You’re encouraged to discuss your specific circumstances with your own professional advisors. The purpose of this post is merely to provide you with info and insights you can use to make such discussions more productive! Naturally, all comments by, or references to, third parties represent their own views, and Lemonade assumes no responsibility for them. Coverage and discounts may not be available in all states.
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