Poodle Pet Insurance
Give your Poodle nose-to-tail coverage for all of life's surprises!
Poodles are intelligent, active, and elegant companions who bring endless joy to families, but as a varies by size breed, they’re prone to certain health conditions that can lead to expensive vet bills. Hip dysplasia, progressive retinal atrophy, and epilepsy are just a few common concerns that could cost thousands to treat.
Pet insurance helps you focus on what matters most: your Poodle’s health and happiness. Here’s everything you need to know about coverage options, costs, and why insurance makes sense for this beloved breed.
What does Poodle pet insurance cover?
A base Lemonade pet health insurance policy helps cover the costs of medication, tests, and treatments if your Poodle has an unexpected accident or illness (provided it’s not related to a pre-existing condition, and occurs after your policy’s waiting periods have ended).
Whether it’s an unexpected accident during play time or a breed-specific illness like Hip dysplasia, Poodles benefit from comprehensive coverage that protects against life’s surprises.
Wellness care
Want to get money back for your Poodle’s routine care? Our preventive packages reimburse you for the stuff you’re already doing, like annual checkups, vaccines, blood work, and other routine care that keep your pup healthy and happy.
Keep in mind, preventative care offerings might differ based on where you live. The easiest way to see what’s available? Get a free quote.
Extra coverage
You can also customize your Lemonade policy with optional add-ons like:
- Physical therapy: important for larger poodles that can develop joint issues, less common in toy varieties
- Visit fees
- Dental coverage
- Behavioral conditions
- End-of-life and remembrance
These coverages help take a bite out of pricey treatments, services, and vet visits that Poodles often need.
Is pet insurance worth it for Poodles?
Taking care of any varies by size breed gets expensive, and Poodles can face costly breed-specific health issues throughout their 10 to 18-year lifespan. The good news? Lemonade pet parents are already saving serious money on vet bills.
Poodles are particularly prone to joint problems, eye conditions, and seizure disorders depending on size variety, which makes insurance even more valuable.
Check out how much other Poodle parents have saved with pet insurance below. Your savings could be even higher.
Common Poodle health conditions
Poodles are amazing dogs, but they’re predisposed to certain health conditions that can get expensive to treat. Here are some of the most common claims we see for them, along with typical treatment costs:
| Condition | What is it? | Average treatment cost |
|---|---|---|
| Hip Dysplasia | Malformed hip joint; pain and arthritis in back legs | $1,500–$6,000 |
| Addison’s Disease (Adrenal Gland Disorder) | Low adrenal hormones; weakness, possible collapse | $800–$2,000 |
| Cataracts | Clouding of the eye lens; vision loss | $2,000–$4,000 |
| Blindness from Retinal Disease (PRA) | Inherited gradual vision loss | $300–$700 |
| Ear Infections | Chronic or severe ear infections | $300–$800 |
| Skin Allergies (Environmental/Food) | Persistent itching from food, fleas, or environment | $400–$1,500 |
| Obesity | Extra weight, leads to other health issues | $250–$800 |
| Dental Disease (Tooth & Gum Problems) | Gum & tooth disease, possible extractions | $400–$1,500 |
| Seizure Disorders (Epilepsy) | Recurring seizures | $500–$2,500 |
| Torn Knee Ligament (Cruciate Ligament Tear) | Torn ligament in the knee | $1,200–$8,500 |
As a non-sporting breed, Poodles face having high intelligence and energy that requires mental stimulation, plus size-specific health risks, which is why early coverage is important to protect their health and your wallet.
How much does pet insurance for Poodles cost?
Your Poodle’s premium depends on a few key factors: Their age, your location, and the coverages you choose. Varies by size breeds like Poodles typically cost more to insure due to their size as a standard poodle, while toy and miniature varieties typically cost less.
Here’s what other Poodle parents typically pay for Lemonade coverage:
| Age | Average monthly premium |
|---|---|
| 1 year old | $30-$35 |
| 2 years old | $30-$35 |
| 3 years old | $35-$40 |
| 4 years old | $35-$40 |
| 5 years old | $40-$45 |
| 6 years old | $45-$50 |
| 7 years old | $55-$60 |
How can I find the best pet insurance for my Poodle?
While we might be biased, Lemonade was really designed with pet parents in mind, especially those with breeds like Poodles that need comprehensive coverage for joint health (for larger varieties), eye care, and mental stimulation.
Our customizable add-ons are perfect for Poodles since you can tailor coverage for their specific risks like hip dysplasia and progressive retinal atrophy.
Don’t believe us? Take a look at how we stack up against the competition.
Before we go…
Poodles make incredible companions, but their high intelligence requiring mental stimulation plus regular professional grooming can get expensive fast. Pet insurance helps you say “yes” to the best care without worrying about the vet bill, whether that’s treating emergency seizure treatment, managing joint conditions (larger varieties) , or handling an emergency.
Ready to protect your Poodle? Get a personalized quote in as little as 90 seconds and see how affordable coverage can be for your Poodle.
Get to know your Poodle
Are Poodles good with families and children?
Excellent with families and children. Poodles are intelligent, gentle, and naturally protective of their family. Their various sizes make them adaptable to different family situations, and they’re patient with kids of all ages.
What does a Poodle's grooming schedule look like?
Professional grooming every 4-6 weeks with daily brushing at home. Their curly coat doesn’t shed but requires regular maintenance to prevent matting. Many owners choose simpler cuts for easier daily care.
Are Poodles suitable for first-time dog owners?
Good for first-time owners who can commit to grooming and exercise needs. They’re intelligent, trainable, and eager to please, though they need regular mental stimulation to stay happy and well-behaved.
Are Poodles easy to train?
Very easy to train. Poodles are incredibly intelligent and love learning new things. They excel at obedience, tricks, and even complex tasks with positive reinforcement and engaging training methods.
What activities do Poodles usually enjoy?
Swimming, agility training, long walks, and mental challenges. They love water activities, learning new skills, and any exercise that engages both their athletic bodies and sharp minds.
*Lemonade Insurance analyzed policy rates of accident and illness policies to calculate average pet insurance premiums as of October, 2025. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances and additional coverages selected.