Rottweiler Pet Insurance

Give your Rottweiler nose-to-tail coverage for all of life's surprises!

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Rottweiler pet insurance

Rottweilers are confident, loyal, and protective companions who bring endless joy to families, but as a large breed, they’re prone to certain health conditions that can lead to expensive vet bills. Hip dysplasia, elbow dysplasia, and osteosarcoma are just a few common concerns that could cost thousands to treat.

Pet insurance helps you focus on what matters most: your Rottweiler’s health and happiness. Here’s everything you need to know about coverage options, costs, and why insurance makes sense for this beloved breed.

What does Rottweiler pet insurance cover?

A base Lemonade pet health insurance policy helps cover the costs of medication, tests, and treatments if your Rottweiler has an unexpected accident or illness (provided it’s not related to a pre-existing condition, and occurs after your policy’s waiting periods have ended).

Whether it’s an unexpected accident during play time or a breed-specific illness like Hip dysplasia, Rottweilers benefit from comprehensive coverage that protects against life’s surprises.

Wellness care

Want to get money back for your Rottweiler’s routine care? Our preventive packages reimburse you for the stuff you’re already doing, like annual checkups, vaccines, blood work, and other routine care that keep your pup healthy and happy.

Keep in mind, preventative care offerings might differ based on where you live. The easiest way to see what’s available? Get a free quote.

Extra coverage

You can also customize your Lemonade policy with optional add-ons like:

  • Physical therapy: crucial for this large, heavy breed that puts significant stress on joints due to their size and build
  • Visit fees
  • Dental coverage 
  • Behavioral conditions
  • End-of-life and remembrance

These coverages help take a bite out of pricey treatments, services, and vet visits that Rottweilers often need.

Is pet insurance worth it for Rottweilers?

Taking care of any large breed gets expensive, and Rottweilers can face costly breed-specific health issues throughout their 8 to 12-year lifespan. The good news? Lemonade pet parents are already saving serious money on vet bills.

Rottweilers are particularly prone to joint problems and bone cancer, which makes insurance even more valuable.

Check out how much other Rottweiler parents have saved with pet insurance below. Your savings could be even higher.

Common Rottweiler health conditions

Rottweilers are amazing dogs, but they’re predisposed to certain health conditions that can get expensive to treat. Here are some of the most common claims we see for them, along with typical treatment costs:

ConditionWhat is it?Average treatment cost
Hip DysplasiaMalformed hip joint; pain and arthritis in back legs$1,500–$6,000
Elbow DysplasiaPoorly formed elbow joint; causes limping/arthritis$1,200–$3,500
Lymph Node Cancer (Lymphoma)Cancer of the lymph system$2,000–$7,000
ObesityExtra weight, leads to other health issues$250–$800
Ear InfectionsChronic or severe ear infections$300–$800
PancreatitisInflammation of pancreas; vomiting, pain$500–$2,500
Bloat (Stomach Twisting, GDV)Stomach fills with gas and twists (emergency)$2,500–$7,500
CataractsClouding of the eye lens; vision loss$2,000–$4,000
Skin Tumors (Mast Cell Tumors)Cancerous skin lumps$1,000–$5,000
Dental Disease (Tooth & Gum Problems)Gum & tooth disease, possible extractions$400–$1,500

As a working breed, Rottweilers face having a large, powerful build that creates stress on joints and predisposition to aggressive bone cancers, which is why early coverage is important to protect their health and your wallet.

How much does pet insurance for Rottweilers cost?

Your Rottweiler’s premium depends on a few key factors: Their age, your location, and the coverages you choose. Large breeds like Rottweilers typically cost more to insure due to their large size and predisposition to expensive conditions like cancer and joint problems.

Here’s what other Rottweiler parents typically pay for Lemonade coverage:

AgeAverage monthly premium
1 year old$65-$70
2 years old$65-$70
3 years old$70-$75
4 years old$85-$90
5 years old$105-$110
6 years old$125-$130
7 years old$165-$170

How can I find the best pet insurance for my Rottweiler?

While we might be biased, Lemonade was really designed with pet parents in mind, especially those with breeds like Rottweilers that need comprehensive coverage for joint support, cancer screening, and large breed specialized care.

Our customizable add-ons are perfect for Rottweilers since you can tailor coverage for their specific risks like hip dysplasia and osteosarcoma.

Don’t believe us? Take a look at how we stack up against the competition.

Before we go…

Rottweilers make incredible companions, but their large powerful build requiring experienced handling and careful exercise management can get expensive fast. Pet insurance helps you say “yes” to the best care without worrying about the vet bill, whether that’s treating cancer treatment or amputation, managing joint conditions , or handling an emergency.

Ready to protect your Rottweiler? Get a personalized quote in as little as 90 seconds and see how affordable coverage can be for your Rottweiler.

Get my Rottweiler’s quote

Get to know your Rottweiler

Are Rottweilers good with families and children?

Excellent with families when properly raised and socialized. Rottweilers are naturally protective of children and incredibly loyal to their families. Early socialization helps them become well-rounded, confident family guardians.

What does a Rottweiler's grooming schedule look like?

Weekly brushing, more during shedding seasons. Their short coat is relatively low-maintenance but they do shed. Regular nail trims, ear cleaning, and dental care are important for these large, powerful dogs.

Are Rottweilers suitable for first-time dog owners?

Better for owners with some large dog experience. Rottweilers are loyal and trainable but need confident, consistent leadership due to their size and protective nature. They thrive with experienced handlers.

Are Rottweilers easy to train?

Pretty easy to train with consistent, firm guidance. Rottweilers are intelligent and eager to work with their families but need confident leadership and early socialization to become well-behaved companions.

What activities do Rottweilers usually enjoy?

Moderate hiking, strength training, and protection activities. They love having jobs to do, moderate exercise that matches their build, and activities that engage their natural guarding instincts in positive ways.


*Lemonade Insurance analyzed policy rates of accident and illness policies to calculate average pet insurance premiums as of October, 2025. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances and additional coverages selected.

Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.