Standard Schnauzer Pet Insurance
Give your Schnauzer nose-to-tail coverage for all of life's surprises!
Standard Schnauzers are friendly, intelligent, and spirited companions who bring endless joy to families, but as a medium breed, they’re prone to certain health conditions that can lead to expensive vet bills. Hip dysplasia, eye conditions, and pancreatitis are just a few common concerns that could cost thousands to treat.
Pet insurance helps you focus on what matters most: your Schnauzer’s health and happiness. Here’s everything you need to know about coverage options, costs, and why insurance makes sense for this beloved breed.
What does Standard Schnauzer pet insurance cover?
A base Lemonade pet health insurance policy helps cover the costs of medication, tests, and treatments if your Standard Schnauzer has an unexpected accident or illness (provided it’s not related to a pre-existing condition, and occurs after your policy’s waiting periods have ended).
Whether it’s an unexpected accident during play time or a breed-specific illness like Hip dysplasia, Standard Schnauzers benefit from comprehensive coverage that protects against life’s surprises.
Wellness care
Want to get money back for your Schnauzer’s routine care? Our preventive packages reimburse you for the stuff you’re already doing, like annual checkups, vaccines, blood work, and other routine care that keep your pup healthy and happy.
Keep in mind, preventative care offerings might differ based on where you live. The easiest way to see what’s available? Get a free quote.
Extra coverage
You can also customize your Lemonade policy with optional add-ons like:
- Physical therapy: important for this active breed that can develop joint stress from their working terrier background
- Visit fees
- Dental coverage
- Behavioral conditions
- End-of-life and remembrance
These coverages help take a bite out of pricey treatments, services, and vet visits that Standard Schnauzers often need.
Is pet insurance worth it for Standard Schnauzers?
Taking care of any medium breed gets expensive, and Standard Schnauzers can face costly breed-specific health issues throughout their 13 to 16-year lifespan. The good news? Lemonade pet parents are already saving serious money on vet bills.
Standard Schnauzers are particularly prone to joint problems, eye issues, and digestive disorders, which makes insurance even more valuable.
Check out how much other Standard Schnauzer parents have saved with pet insurance below. Your savings could be even higher.
Common Standard Schnauzer health conditions
Standard Schnauzers are amazing dogs, but they’re predisposed to certain health conditions that can get expensive to treat. Here are some of the most common claims we see for them, along with typical treatment costs:
| Condition | What is it? | Average treatment cost |
|---|---|---|
| Hip Dysplasia | Malformed hip joint; pain and arthritis in back legs | $1,500–$6,000 |
| Pancreatitis | Inflammation of pancreas; vomiting, pain | $500–$2,500 |
| Ear Infections | Chronic or severe ear infections | $300–$800 |
| Dental Disease (Tooth & Gum Problems) | Gum & tooth disease, possible extractions | $400–$1,500 |
| Obesity | Extra weight, leads to other health issues | $250–$800 |
| Skin Allergies (Environmental/Food) | Persistent itching from food, fleas, or environment | $400–$1,500 |
| Cataracts | Clouding of the eye lens; vision loss | $2,000–$4,000 |
| Underactive Thyroid (Hypothyroidism) | Low thyroid hormone; sluggishness, hair/skin issues | $300–$850 |
| Blindness from Retinal Disease (PRA) | Inherited gradual vision loss | $300–$700 |
| Torn Knee Ligament (Cruciate Ligament Tear) | Torn ligament in the knee | $1,200–$8,500 |
As a terrier breed, Standard Schnauzers face having a medium build with high energy terrier drive that can put stress on joints and predisposition to pancreatic issues, which is why early coverage is important to protect their health and your wallet.
How much does pet insurance for Standard Schnauzers cost?
Your Standard Schnauzer’s premium depends on a few key factors: Their age, your location, and the coverages you choose. Medium breeds like Standard Schnauzers typically cost mid-range to insure due to their medium size and generally good health, though pancreatitis episodes can be expensive to treat.
Here’s what other Standard Schnauzer parents typically pay for Lemonade coverage:
| Age | Average monthly premium |
|---|---|
| 1 year old | $30-$35 |
| 2 years old | $35-$40 |
| 3 years old | $35-$40 |
| 4 years old | $40-$45 |
| 5 years old | $50-$55 |
| 6 years old | $55-$60 |
| 7 years old | $65-$70 |
How can I find the best pet insurance for my Standard Schnauzer?
While we might be biased, Lemonade was really designed with pet parents in mind, especially those with breeds like Standard Schnauzers that need comprehensive coverage for joint health, eye care, and digestive health monitoring.
Our customizable add-ons are perfect for Standard Schnauzers since you can tailor coverage for their specific risks like hip dysplasia and pancreatitis.
Don’t believe us? Take a look at how we stack up against the competition.
Before we go…
Standard Schnauzers make incredible companions, but their high energy terrier personality requiring regular grooming and potential dietary management can get expensive fast. Pet insurance helps you say “yes” to the best care without worrying about the vet bill, whether that’s treating pancreatitis treatment and hospitalization, managing joint conditions , or handling an emergency.
Ready to protect your Schnauzer? Get a personalized quote in as little as 90 seconds and see how affordable coverage can be for your Standard Schnauzer.
Get to know your Standard Schnauzer
Are Standard Schnauzers good with families and children?
Great with families and children. Standard Schnauzers are alert, loyal, and naturally protective without being aggressive. Their moderate size and intelligent nature make them excellent family companions who love being involved.
What does a Standard Schnauzer's grooming schedule look like?
Professional grooming every 4-6 weeks with regular brushing 2-3 times weekly. Their wiry coat needs trimming to maintain that classic schnauzer look. Regular beard cleaning and nail trims keep them looking sharp.
Are Standard Schnauzers suitable for first-time dog owners?
Good for first-time owners who want an intelligent, loyal companion. They’re adaptable, trainable, and eager to please. Their moderate size and predictable temperament make them manageable for beginners.
Are Standard Schnauzers easy to train?
Yes, very easy to train. Standard Schnauzers are intelligent and love having jobs to do. They respond well to positive reinforcement and pick up commands quickly. Their alertness makes them great at learning new tricks too.
What activities do Standard Schnauzers usually enjoy?
Daily walks, interactive games, and mental puzzles. They love exploring, playing fetch, and activities that engage their curious minds. They’re happy with moderate exercise and family involvement.
*Lemonade Insurance analyzed policy rates of accident and illness policies to calculate average pet insurance premiums as of October, 2025. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances and additional coverages selected.