Life as a renter

What are your rights and responsibilities as a renter? We’ll walk you through everything from broker fees to liability coverage and beyond.

Broker Fee

A broker fee is a sum of money which a broker charges tenants in return for assistance in finding their future rental home.

Who’s Responsible For Damages In Your Apartment?

Is it on you, or your landlord?

What To Do After You Get Your Lemonade Renters Policy

Your cheat sheet to making your insurance policy work for you.

What to Know About Your College Student and Renters Insurance

A quick guide for mom and dad.

The Lowdown on Liability Coverage

How it works, what it covers, and how to file a claim with Lemonade.

What You Need To Know About Renters' Rights

5 of your most common renters' rights questions, answered

5 Earth-Loving Ways To Save Money On Your Utility Bill

Want to save money (and the planet)? Here are 5 energy-efficient ways to lower your electricity bill.

Right of First Refusal

If you sign a right of first refusal contract, you have first dibs on making an offer if and when that property is for sale.

Security Deposit

A security deposit is a sum of money that landlords use in case their renters damage the rental property or fail to pay rent.

Interested Party

An interested party on a renters insurance policy is a third party that gets up-to-date info any time you change or cancel your policy.

Practical Tips to Winterize Your Apartment

We’ve collected some pro tips for you to winterize your rental apartment and help you stay toasty all winter long.

How To Get Rid of Ants in Your Home

These little insects are cool, but you don't want to live with them.

Will New York’s Rental Bargains Vanish When Life Returns to Normal?

The COVID-19 pandemic has resulted in a surplus of available rental housing and low rents. But what happens when leases are up for renewal?

Worried About Eviction? These Resources Can Help

The pandemic has made life difficult for renters, many of whom are behind on payments.

Everything You (Probably Don't) Want to Know About Bed Bugs

Bed bugs suck. Here's everything you (probably don't) want to know about these bloodthirsty pests.

Avoiding Bike Theft is Easier Than You Think

Losing your bike hurts. Here's how to protect your wheels.

Is New York City Really Over?

Spoiler alert: Everyone has feelings!

Could Co-Living Be Right For You?

Co-living isn’t just a place to put your head down at night. It’s a lifestyle.

Every Question You Should Ask Before Renting An Apartment

Here's what you'll want to know before signing that lease...

How to Budget for Your First Rental Apartment

The right way to handle your dough when moving into your first rental apartment.

How to Split Costs with Roommates

How to make sure splitting the bill doesn't turn into a splitting headache.

9 Real Life Situations Covered by Renters Insurance

Why do you need renters insurance, you ask? Well, look no further...

How to Stay Safe in the Kitchen

Accidents happen, so here are some basic cooking safety guidelines to help you stay safe and keep your cool in the kitchen.

Insuring Your Relationship? 8 Questions to Ask Before Moving In

How to move in together *without* breaking up.

Please Note: These definitions don’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade. They are intended for educational purposes only - they’re not meant to be used in lieu of professional legal or financial advice. We’ll do our best to keep them updated, but they may not always reflect current industry developments. Feel free to use the terms with attribution (friends don’t let friends plagiarize!)

Property and casualty insurance provided by Lemonade Insurance Company, 5 Crosby St., 3rd floor, New York, NY 10013. Life Insurance provided by North American Company for Life and Health Insurance®, Administrative Office, One Sammons Plaza, Sioux Falls, SD 57193.

Lemonade Insurance Agency, LLC (LIA) is acting as the agent of Lemonade Insurance Company and Lemonade Life Insurance Agency, LLC (LLIA) is acting as the agent of North American Company for Life and Health Insurance®. Both LIA and LLIA receive compensation based on the premiums for the insurance policies each sells. Further information is available upon request.

LLIA is a sub-producer of Bestow Agency, LLC. Life insurance quotes are provided by Bestow Agency, LLC dba Bestow Insurance Services in CA, who is the licensed agent. Term Life insurance policies are issued on North American Company for Life and Health Insurance® policy form LS181 and LS182, or state version including all applicable endorsements and riders. Products or issue ages may not be available in all jurisdictions. Limitations or restrictions may apply. Not available in New York. Our application asks about your lifestyle and health; your answers allow us to save you time and avoid offline medical exams.