Did you know the Honda Accord has been on the market for more than forty years? While other fads from the ‘80s—Cabbage Patch Kids, padded shoulders—came and went, this popular vehicle has held its reputation as one of the most reliable cars in the world to this day.
The Honda Accord was the best-selling Japanese car in America for over 16 years, and has been on Car and Driver’s Ten Best List a whopping 36 times.
Lemonade car insurance offers Honda drivers super customizable coverage options, great bundles, and discounts for things like safe and low-mileage driving, all while keeping the planet in mind. Wondering if Lemonade Car is the best car insurance option for your Honda Accord?
And just a quick FYI—Lemonade, Inc. is not affiliated with or endorsed by Honda Motor Company or its subsidiaries.
Where does Lemonade Car offer Honda Accord insurance?
Lemonade Car is constantly growing and expanding. If you want to see if Lemonade Car is currently available in your state, check here and start a free quote (if we haven’t made it to your state yet, you’ll be able to sign up for updates via our waitlist).
Can I customize insurance coverage on my Honda Accord?
Yes! Lemonade Car coverage for your Honda Accord is extremely customizable. Besides needing some bodily injury and property damage liability coverage—which are both required by law to get behind the wheel in almost all cases—you’ll be able to tailor your coverage, limits, deductibles, start date, and more to your needs.
We offer multiple avenues for our policyholders to customize their car insurance policy with additional coverage—like comprehensive coverage and collision coverage (if you’re confused about those distinctions, we clear it up here).
Once you have both comprehensive and collision insurance on your policy, you can also include things like temporary transportation coverage and extended glass coverage to help keep you and your Honda Accord protected.
Want to keep your Honda’s precious cargo protected too? That’s where medical payments coverage (MedPay) can come in handy. MedPay could help pay the medical bills if you, your passenger, or family member got injured in a car accident.
You might be looking for “full coverage” car insurance—which is a term car insurance companies use to describe a combination of insurance coverages designed to ‘fully’ cover you in the event of an accident. With Lemonade Car, that’s an option. It’s important to understand though that a full coverage policy doesn’t mean you’re covered for everything, nor does it guarantee your claims will be approved. Deductibles will apply for most of these coverages, and you’ll only be covered up to the liability limits you set.
Keep in mind: The coverages and minimums that you’re required to drive your Honda Accord will vary by state, but you’ll probably want more coverage than the bare bones version you’re legally mandated to get. The question of whether or not you need additional coverage depends on you and the amount of financial protection you believe you need.
How can I save money on Honda Accord car insurance?
There are so many ways you can save on your premium when you drive your Honda Accord with Lemonade Car. Car insurance rates depend on a lot of factors, with a major point of interest for insurance providers being your car’s make, model, and model year.
Lemonade auto insurance puts an emphasis on your actual driving behavior, driving record, and the number of miles you drive when determining the fairest price to insure your Honda Accord. You could lower your car insurance premium by driving with the Lemonade app—which keeps track of your driving history and gives you the chance to show us how awesome (and safe) of a driver you are every six months when your policy renews.
We reward low-mileage drivers with savings, and if you need to cover more than one car on your policy, you become eligible for a multi-car discount on your premium. Also, when you bundle your Lemonade Car policy with any of our other insurance products—like renters, homeowners, or pet insurance—we’ll automatically apply a discount.
Safety features that keep you even more protected on the road—like anti-lock braking systems, alarms, and airbags, or the Honda Sensing Suite—could also help lower your Honda car insurance costs.
How safe is a Honda Accord compared to other cars?
Safety is the most important feature most drivers look for when buying a car. Airbags, braking systems, and safety assistance features are just some of the things that distinguish the safest of cars from the rest of the pack. And when it comes to keeping you protected behind the wheel, the Honda Accord is considered one of the safest cars on the market.
Every year the IIHS (The Insurance Institute for Highway Safety) lists its top safety picks. For three years running the Honda Accord was listed as one of IIHS’s top safety picks for ‘midsize cars’. The Honda Accord has also earned 5-star ratings for safety from the NHTSA (The National Traffic Safety Administration) since 2014. To top it all off, the 2022 Honda Accord received the top rating of ‘Good’ and 5 stars on all its crash test reports from the IIHS and the NHTSA respectively, according to Consumer Reports.
Keep in mind: Driving cars with a high safety rating—like Honda Accord models—could be a great start to protecting you and your precious cargo, depending on the model year and condition. Of course, the choices you make behind the wheel also determine how safely you’ll get from point A to point B.
At Lemonade Car, the way you drive matters. That’s why we use the Lemonade Safety Score—which pulls together several factors about your driving during every 6-month term. Behaviors like texting and harsh braking will lower your score, while easing in and out of turns or daytime driving (when there isn’t traffic) will improve it. Driving safely with the Lemonade app can lower your auto insurance premium.
Do Honda Accords have additional safety features?
Honda Accords can come equipped with lots of features for your safety and convenience. Depending on which features you select, your 2022 model could include:
- Blind spot information system
- Cross traffic monitor
- Low speed braking control
- Multi angle rearview camera
- Automatic high beam headlights
- Front knee airbags
The 2022 Honda Accord also comes with a 3 year/36,000 miles bumper-to-bumper warranty that covers some of the most important parts of your car—like the transaxle, engine, and oil pumps. It will also cover any car panel that rusts from the inside out as well as a battery that degrades faster than the average rate. In addition, it provides a federal emissions warranty, ensuring that your car will meet federal emissions guidelines within those three years.
New Honda Accord owners—from 5 years/60,000 miles to 8 years/120,000 miles—are also eligible for 24 hour roadside assistance for the length of the warranty, in addition to extra coverage like HondaCare Vehicle Service Plans, and other benefits.
Is a Honda Accord eco-friendly?
Like many car manufacturers, Honda has begun to realize the need to start pivoting away from fossil fuels. The 2022 Accord offers a Hybrid version, which is powered by a four-cylinder gas engine and two electric motors.
According to the EPA, the 2022 Accord Hybrid gets 47 MPG—14 gallons more than its non-hybrid version—and releases 100 grams less of greenhouse gasses per mile compared to the non-hybrid Accord. This garners the Hybrid model a 9/10 Greenhouse Gas Rating from the EPA.
If you drive the Hybrid Accord model, you could be eligible for a hybrid discount on your Lemonade Car policy.
Keep in mind: Until there comes a day when Honda goes fully carbon-neutral, your Accord will still be powered by some fossil fuels—which results in the release of carbon emissions.
That’s why at Lemonade Car we plant trees based on your mileage to help shrink your carbon footprint from driving. We’re also proud to be the first US insurance company to publicly forswear investment in fossil fuels. It’s our small way of making the world a little bit greener, and helping us all breathe a little bit easier.
Accord-ing to your needs…
So, what’s the best car insurance for your Honda Accord? Glad you asked. We’re a bit biased, but… when you cover your Accord with Lemonade Car, you can enjoy great coverage, score savings and discounts, excellent auto insurance rates, and help make the planet a little greener for generations to come.
Ready to take Lemonade Car for a spin in your Accord? Click the button below to get your insurance quote.
Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.
This post is general in nature. Any statement in this post does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. The terms, conditions, exclusions, or limitations applicable to your policy depend upon your unique circumstances, and you are encouraged to discuss your specific circumstances with your own professional advisors. The purpose of this post is merely to provide you with information and insights you can use to make such discussions more productive. Naturally, all comments by, or references to, third parties represent their own views, and Lemonade assumes no responsibility for them.
Coverages and other features described may not be available in all states.
