Soft Coated Wheaten Terrier Pet Insurance
Give your Wheaten nose-to-tail coverage for all of life's surprises!
- What does Soft Coated Wheaten Terrier pet insurance cover?
- Is pet insurance worth it for Soft Coated Wheaten Terriers?
- Common Soft Coated Wheaten Terrier health conditions
- How much does pet insurance for Soft Coated Wheaten Terriers cost?
- How can I find the best pet insurance for my Soft Coated Wheaten Terrier?
- Get to know your Soft Coated Wheaten Terrier
Soft Coated Wheaten Terriers are friendly, happy, and deeply devoted companions who bring endless joy to families, but as a medium breed, they’re prone to certain health conditions that can lead to expensive vet bills. Hip dysplasia, protein-losing nephropathy, and protein-losing enteropathy are just a few common concerns that could cost thousands to treat.
Pet insurance helps you focus on what matters most: your Wheaten’s health and happiness. Here’s everything you need to know about coverage options, costs, and why insurance makes sense for this beloved breed.
What does Soft Coated Wheaten Terrier pet insurance cover?
A base Lemonade pet health insurance policy helps cover the costs of medication, tests, and treatments if your Soft Coated Wheaten Terrier has an unexpected accident or illness (provided it’s not related to a pre-existing condition, and occurs after your policy’s waiting periods have ended).
Whether it’s an unexpected accident during play time or a breed-specific illness like Hip dysplasia, Soft Coated Wheaten Terriers benefit from comprehensive coverage that protects against life’s surprises.
Wellness care
Want to get money back for your Wheaten’s routine care? Our preventive packages reimburse you for the stuff you’re already doing, like annual checkups, vaccines, blood work, and other routine care that keep your pup healthy and happy.
Keep in mind, preventative care offerings might differ based on where you live. The easiest way to see what’s available? Get a free quote.
Extra coverage
You can also customize your Lemonade policy with optional add-ons like:
- Physical therapy: important for this active breed that can develop joint stress from their terrier energy
- Visit fees
- Dental coverage
- Behavioral conditions
- End-of-life and remembrance
These coverages help take a bite out of pricey treatments, services, and vet visits that Soft Coated Wheaten Terriers often need.
Is pet insurance worth it for Soft Coated Wheaten Terriers?
Taking care of any medium breed gets expensive, and Soft Coated Wheaten Terriers can face costly breed-specific health issues throughout their 12 to 15-year lifespan. The good news? Lemonade pet parents are already saving serious money on vet bills.
Soft Coated Wheaten Terriers are particularly prone to joint problems, kidney disease, and intestinal disorders that cause protein loss, which makes insurance even more valuable.
Check out how much other Soft Coated Wheaten Terrier parents have saved with pet insurance below. Your savings could be even higher.
Common Soft Coated Wheaten Terrier health conditions
Soft Coated Wheaten Terriers are amazing dogs, but they’re predisposed to certain health conditions that can get expensive to treat. Here are some of the most common claims we see for them, along with typical treatment costs:
| Condition | What is it? | Average treatment cost |
|---|---|---|
| Protein-losing Enteropathy (nearest: Chronic GI Issues) | Ongoing vomiting/diarrhea; multiple vet visits | $500–$1,500 |
| Hip Dysplasia | Malformed hip joint; pain and arthritis in back legs | $1,500–$6,000 |
| Skin Allergies (Environmental/Food) | Persistent itching from food, fleas, or environment | $400–$1,500 |
| Obesity | Extra weight, leads to other health issues | $250–$800 |
| Ear Infections | Chronic or severe ear infections | $300–$800 |
| Dental Disease (Tooth & Gum Problems) | Gum & tooth disease, possible extractions | $400–$1,500 |
| Hypothyroidism | Low thyroid hormone; sluggishness, hair/skin issues | $300–$850 |
| Protein-losing Nephropathy (nearest: Chronic GI Issues) | Ongoing vomiting/diarrhea; multiple vet visits | $500–$1,500 |
| Blindness from Retinal Disease (PRA) | Inherited gradual vision loss | $300–$700 |
| Torn Knee Ligament (Cruciate Ligament Tear) | Torn ligament in the knee | $1,200–$8,500 |
As a terrier breed, Soft Coated Wheaten Terriers face high energy terrier drive and genetic predisposition to serious protein-wasting diseases, which is why early coverage is important to protect their health and your wallet.
How much does pet insurance for Soft Coated Wheaten Terriers cost?
Your Soft Coated Wheaten Terrier’s premium depends on a few key factors: Their age, your location, and the coverages you choose. Medium breeds like Soft Coated Wheaten Terriers typically cost mid-range to insure due to their medium size and predisposition to expensive chronic kidney and intestinal conditions.
Here’s what other Soft Coated Wheaten Terrier parents typically pay for Lemonade coverage:
| Age | Average monthly premium |
|---|---|
| 1 year old | $30-$35 |
| 2 years old | $30-$35 |
| 3 years old | $35-$40 |
| 4 years old | $35-$40 |
| 5 years old | $40-$45 |
| 6 years old | $50-$55 |
| 7 years old | $55-$60 |
How can I find the best pet insurance for my Soft Coated Wheaten Terrier?
While we might be biased, Lemonade was really designed with pet parents in mind, especially those with breeds like Soft Coated Wheaten Terriers that need comprehensive coverage for joint health, kidney monitoring, and digestive health support.
Our customizable add-ons are perfect for Soft Coated Wheaten Terriers since you can tailor coverage for their specific risks like protein-losing nephropathy and hip dysplasia.
Don’t believe us? Take a look at how we stack up against the competition.
Before we go…
Soft Coated Wheaten Terriers make incredible companions, but their high energy terrier personality requiring regular grooming and potential dietary management can get expensive fast. Pet insurance helps you say “yes” to the best care without worrying about the vet bill, whether that’s treating kidney or intestinal disease treatment, managing kidney conditions, or handling an emergency.
Ready to protect your Wheaten? Get a personalized quote in as little as 90 seconds and see how affordable coverage can be for your Soft Coated Wheaten Terrier.
Get to know your Soft Coated Wheaten Terrier
Are Soft Coated Wheaten Terriers good with families and children?
Excellent with families and children. Wheatens are gentle, playful, and naturally patient with kids. Their friendly nature and moderate size make them wonderful family companions who love being part of all activities.
What does a Soft Coated Wheaten Terrier's grooming schedule look like?
Daily brushing to prevent matting, professional grooming every 6-8 weeks. Their soft, silky coat requires consistent attention and doesn’t shed much but mats easily. Regular maintenance keeps them looking their best.
Are Soft Coated Wheaten Terriers suitable for first-time dog owners?
Good for first-time owners who can commit to grooming and exercise needs. They’re adaptable, friendly, and eager to please, though they need regular grooming and moderate activity to stay happy.
Are Soft Coated Wheaten Terriers easy to train?
Pretty easy to train with patient, positive methods. Soft Coated Wheaten Terriers are intelligent and want to please but can be independent like many terriers. Consistent, gentle training brings out their best qualities.
What activities do Soft Coated Wheaten Terriers usually enjoy?
Moderate walks, playing games, and interactive activities. They love family time, playing with toys, and activities that engage their friendly, social nature without being too intense.
*Lemonade Insurance analyzed policy rates of accident and illness policies to calculate average pet insurance premiums as of October, 2025. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances and additional coverages selected.