Pet Insurance in Maine
Got a Persian in Portland, or a Bernedoodle in Bar Harbor? Cover your pet with Lemonade pet insurance in Maine, the smart choice to keep your fur baby happy and healthy in the Pine Tree State.
How much does pet insurance cost in Maine?
The average cost of pet insurance in Maine in 2025 is roughly $24 a month for cats and $41 a month for dogs, depending on factors like your pet’s breed and age, exactly where you live, and the coverages you choose. Here’s a look at average rates for popular dog and cat breeds in the US:
| Breed | Average monthly premium* |
|---|---|
| Labrador Retriever | $92 |
| Pug Purebred | $97 |
| Domestic Longhair | $35 |
| Persian | $45 |
What does a Lemonade pet insurance
policy in Maine cover?
A base Lemonade pet insurance insurance policy in Maine helps cover the costs of diagnostics, procedures, and medications to treat your cat or dog’s eligible accidents and illnesses. Here are some common types of care that Lemonade pet insurance covers in Maine:
- Bloodwork
- X-rays
- MRI
- CT Scan
- Lab Work
- Urinalysis
- Ultrasounds
- Cancer
- Emergency Care
- Surgery
- Heart Disease
- Hospitalization
- Road Accidents
- Outpatient Care
- Allergy Medicine
- Specialty Care
- Injections
- Prescription Medications
- Arthritis Medications
- Knee, Elbow, and Hip Dysplasia
What pet insurance plans does
Lemonade offer in Maine?


Wellness exam
Annual physical checkup for your pet


Vaccines
Vaccines such as Rabies, DHLPP, and Bordetella


Wellness testing
Covers parasite, heartworm, and blood tests


Preventative Medication
Protection for your pet from common pests like fleas


Spay/Neuter
Surgery to prevent reproduction and other health issues.
Pet parents love Lemonade
Is pet insurance worth it in Maine?
What additional coverage does
Lemonade offer in Maine?
Visit fees
Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.
Read morePhysical therapy
Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.
Read moreDental care
Helps cover the cost of annual routine cleanings in addition to the treatment and management of dental illnesses like periodontal disease, infections, and oral tumors.
Read moreBehavioral conditions
Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.
Read moreEnd-of-life and remembrance
Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.
Read moreHow does pet insurance work in Maine?
Lemonade harnesses the power of tech to make the process of filing a pet insurance claim, and getting reimbursed, a breeze
Go to the vet
If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.
File a claim
File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.
Get reimbursed
Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.
FAQs
What are the main safety threats to pets in Maine?
Maine pets can face dangers from wildlife such as porcupines, skunks, and coyotes, especially in rural or wooded areas. Porcupine quills can cause serious injury if your pet gets too curious, so keep dogs leashed on hikes and avoid dense brush. Ticks are also a major concern in Maine and can transmit Lyme disease, so year-round prevention is essential. If your pet has a run-in with wildlife or shows signs of illness after a tick bite, contact your vet right away.
Toxic plants are another risk. Common ones in Maine include foxglove, lily, and yew. If your pet ingests a harmful plant, contact your vet or a poison control hotline immediately for help.
What are the best dog parks in Maine?
Maine offers some great dog parks for pups who love fresh air and room to roam!
- Quarry Run Dog Park: Located in Portland, this park is a fully fenced, off-leash park with separate areas for large and small dogs. If your pup doesn’t mind some on-leash fun, there are plenty of trails to explore.
- Ogunquit Dog Park: A well-maintained, park offering a safe, enclosed space for dogs to play off-leash. With benches for owners and water available during the summer months, it’s a great stop.
- South End Dog Park: Boasting 11 acres, this park is a favorite in Bath. There’s plenty of room for off-leash fun, as well as waste disposal and benches for owners.
- Robin’s Garden & Dog Park: This fenced in park is perfect for dogs of all sizes and ages, located in Lewiston. There’s separate areas for large and small dogs, and each area offers plenty of seating and even gazebos for some shade!
What are the top local pet-based businesses in Maine?
Maine is home to some wonderful local pet-based businesses that cater to pets and their people.
The Mainely Dog: Located in Portland, this spot is a one-stop-shop offering daycare, training, grooming, and a retail all under one roof.
Two Salty Dogs Pet Outfitters: Two Salty Dogs is a beloved boutique pet supply store in Boothbay Harbor offering a curated selection of high-quality foods, Maine-made treats, toys, collars, leashes, grooming items, and more for dogs and cats.
Scalawags Pet Boutique: A one-of-a-kind pet supply shop, located in Kennebunkport, offering a wide selection of high-quality dog and cat toys, healthy treats, accessories, and fun gifts for pet lovers. Dogs are welcome in the store and staff often offer water and treat samples while you browse unique and locally inspired items year-round.
Can I use Lemonade pet insurance at any vet in Maine?
Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including Maine.
Are there specific illnesses that Maine pets are more prone to?
Maine pets can be more susceptible to certain illnesses due to the state’s climate and environment. Tick-borne diseases such as Lyme disease, anaplasmosis, and ehrlichiosis are common concerns, especially during warmer months when ticks are most active. Regular tick prevention and routine vet checkups are key to keeping pets protected.
Cold weather can also contribute to joint stiffness and arthritis, particularly in older pets and large breeds. Additionally, Maine’s wooded areas increase the risk of exposure to parasites like giardia and leptospirosis from wildlife and standing water. Keeping vaccinations up to date and avoiding stagnant water sources can help reduce these risks.
*Premium data sourced from https://www.insuranceopedia.com/pet-insurance/how-much-is-pet-insurance, accessed November 2025
Continue Reading
What is Pet Insurance Coverage and How Does It Work?
Your go-to resource for pet insurance coverage, in plain English.
How Much Is Pet Insurance?
Let’s dig into the factors that impact how much your pet insurance costs.
Is Pet Insurance Worth It?
At Lemonade, protecting your dog or cat starts at just $10/month.
How Much Does a Vet Visit Cost?
Great care isn’t cheap. We’ll take a look at an average vet bill.
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