Pet Insurance in Maine

Got a Persian in Portland, or a Bernedoodle in Bar Harbor? Cover your pet with Lemonade pet insurance in Maine, the smart choice to keep your fur baby happy and healthy in the Pine Tree State.

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How much does pet insurance cost in Maine?

The average cost of pet insurance in Maine in 2025 is roughly $24 a month for cats and $41 a month for dogs, depending on factors like your pet’s breed and age, exactly where you live, and the coverages you choose. Here’s a look at average rates for popular dog and cat breeds in the US:

BreedAverage monthly premium*
Labrador Retriever$92
Pug Purebred$97
Domestic Longhair$35
Persian$45
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What does a Lemonade pet insurance
policy in Maine cover?

A base Lemonade pet insurance insurance policy in Maine helps cover the costs of diagnostics, procedures, and medications to treat your cat or dog’s eligible accidents and illnesses. Here are some common types of care that Lemonade pet insurance covers in Maine:

  • Bloodwork
  • X-rays
  • MRI
  • CT Scan
  • Lab Work
  • Urinalysis
  • Ultrasounds
  • Cancer
  • Emergency Care
  • Surgery
  • Heart Disease
  • Hospitalization
  • Road Accidents
  • Outpatient Care
  • Allergy Medicine
  • Specialty Care
  • Injections
  • Prescription Medications
  • Arthritis Medications
  • Knee, Elbow, and Hip Dysplasia
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What pet insurance plans does
Lemonade offer in Maine?

Our preventative care packages help cover your pet’s regular trips to the vet.
Wellness examWellness exam

Wellness exam

Annual physical checkup for your pet

VaccinesVaccines

Vaccines

Vaccines such as Rabies, DHLPP, and Bordetella

Wellness testingWellness testing

Wellness testing

Covers parasite, heartworm, and blood tests

Preventative MedicationPreventative Medication

Preventative Medication

Protection for your pet from common pests like fleas

Spay/NeuterSpay/Neuter

Spay/Neuter

Surgery to prevent reproduction and other health issues.

Pet parents love Lemonade

Customizable coverage, seamless claims, and compassionate customer support —it’s no wonder why hundreds of thousands of pet parents choose Lemonade pet insurance

Is pet insurance worth it in Maine?

Check out how much dog and cat owners have saved on vet bills with pet insurance.

What additional coverage does
Lemonade offer in Maine?

You can easily mix and match our add-on coverages to meet your pet’s needs, and your budget.

Visit fees

Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.

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Physical therapy

Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.

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Dental care

Helps cover the cost of annual routine cleanings in addition to the treatment and management of dental illnesses like periodontal disease, infections, and oral tumors.

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Behavioral conditions

Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.

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End-of-life and remembrance

Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.

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How does pet insurance work in Maine?

Lemonade harnesses the power of tech to make the process of filing a pet insurance claim, and getting reimbursed, a breeze

Go to the vetGo to the vet

Go to the vet

If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.

File a claimFile a claim

File a claim

File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.

Get reimbursedGet reimbursed

Get reimbursed

Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.

FAQs

What are the main safety threats to pets in Maine?

Maine pets can face dangers from wildlife such as porcupines, skunks, and coyotes, especially in rural or wooded areas. Porcupine quills can cause serious injury if your pet gets too curious, so keep dogs leashed on hikes and avoid dense brush. Ticks are also a major concern in Maine and can transmit Lyme disease, so year-round prevention is essential. If your pet has a run-in with wildlife or shows signs of illness after a tick bite, contact your vet right away.

Toxic plants are another risk. Common ones in Maine include foxglove, lily, and yew. If your pet ingests a harmful plant, contact your vet or a poison control hotline immediately for help.

What are the best dog parks in Maine?

Maine offers some great dog parks for pups who love fresh air and room to roam!

  • Quarry Run Dog Park: Located in Portland, this park is a fully fenced, off-leash park with separate areas for large and small dogs. If your pup doesn’t mind some on-leash fun, there are plenty of trails to explore.
  • Ogunquit Dog Park: A well-maintained, park offering a safe, enclosed space for dogs to play off-leash. With benches for owners and water available during the summer months, it’s a great stop.
  • South End Dog Park: Boasting 11 acres, this park is a favorite in Bath. There’s plenty of room for off-leash fun, as well as waste disposal and benches for owners.
  • Robin’s Garden & Dog Park: This fenced in park is perfect for dogs of all sizes and ages, located in Lewiston. There’s separate areas for large and small dogs, and each area offers plenty of seating and even gazebos for some shade!

What are the top local pet-based businesses in Maine?

Maine is home to some wonderful local pet-based businesses that cater to pets and their people.

The Mainely Dog: Located in Portland, this spot is a one-stop-shop offering daycare, training, grooming, and a retail all under one roof.

Two Salty Dogs Pet Outfitters: Two Salty Dogs is a beloved boutique pet supply store in Boothbay Harbor offering a curated selection of high-quality foods, Maine-made treats, toys, collars, leashes, grooming items, and more for dogs and cats.

Scalawags Pet Boutique: A one-of-a-kind pet supply shop, located in Kennebunkport, offering a wide selection of high-quality dog and cat toys, healthy treats, accessories, and fun gifts for pet lovers. Dogs are welcome in the store and staff often offer water and treat samples while you browse unique and locally inspired items year-round.

Can I use Lemonade pet insurance at any vet in Maine?

Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including Maine.

Are there specific illnesses that Maine pets are more prone to?

Maine pets can be more susceptible to certain illnesses due to the state’s climate and environment. Tick-borne diseases such as Lyme disease, anaplasmosis, and ehrlichiosis are common concerns, especially during warmer months when ticks are most active. Regular tick prevention and routine vet checkups are key to keeping pets protected.

Cold weather can also contribute to joint stiffness and arthritis, particularly in older pets and large breeds. Additionally, Maine’s wooded areas increase the risk of exposure to parasites like giardia and leptospirosis from wildlife and standing water. Keeping vaccinations up to date and avoiding stagnant water sources can help reduce these risks.

*Premium data sourced from https://www.insuranceopedia.com/pet-insurance/how-much-is-pet-insurance, accessed November 2025

Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.