Lemonade Renters Insurance in Anaheim, CA
Renting near Disneyland? Protect your stuff with Lemonade renters insurance in Anaheim from just $10/month.
What does Lemonade renters insurance in Anaheim protect against?
Renters insurance protects your stuff against several potential damages (or “perils” in insurance speak). Here’s a closer look at what is (and isn’t) covered:
- Fire & smoke damage
- Theft & break-ins
- Clothes & shoes
- Jewelry & watches
- Your laptop & electronics
- Books & collections
- Wind & hail damage
- Art & musical instruments
- Kitchen appliances & gadgets
- Furniture & home decor
- Sports equipment & bikes
- Water damage from burst pipes
Not covered: floods, normal wear & tear, your roommate’s stuff, or getting mad at the Angels & punching your TV.
What does renters insurance cover in Anaheim?
It’s not just about your stuff, renters insurance also covers:
Personal liability
Someone slips at your pool party? We’ve got the medical bills and potential lawsuits covered
Loss of use
Burst pipe makes your place unlivable? We’ll cover hotel costs above what you normally spend
Medical payments
Guest cuts themselves on broken glass? We’ll handle the cost of their ER visit
Want to learn more about what renters insurance covers (and what it doesn’t)? Check our coverage guide.
How much does renters insurance cost in Anaheim?
As of 2025, Lemonade renters insurance in Anaheim typically averages between $10 and $15 per month. Factors like your location, how much coverage you select, and your deductible determine how much you’ll pay.
Customers love Lemonade renters insurance
Our customers rate Lemonade renters insurance 4.9 on Trustpilot. Don’t just take our word for it, check out what they’re saying.
How does Lemonade protect Anaheim renters?
Protection built for coastal life and city risks
Earthquake protection
The Lemonade Earthquake Endorsement protects your belongings when the ground shakes
Protection against theft
We'll cover your electronics whether it's a break-in or grab-and-go
Wildfire displacement
Evacuation keeping you out of your place? We've got you covered
How much renters insurance do you need in Anaheim?
The right amount depends on what you own and your lifestyle.
Here’s how to calculate what you need.
Personal property coverage
You can choose anywhere from $10,000 to $250,000 in coverage. Walk through your Anaheim rental and add up what it would cost to replace everything: furniture, electronics, clothes, kitchen items, and personal belongings. That sum should be your personal property coverage limit.
Read moreLoss of use coverage
Coverage ranges from $3,000 to $200,000. Think about how much you’d spend on temporary housing, meals, and other expenses if your rental became unlivable due to covered damage. Spending just one week in a Anaheim hotel will run you $1,362*, so factor in your local costs.
Read morePersonal liability coverage
Lemonade’s standard $100,000 covers medical bills and legal fees if someone gets hurt in your rental or if you accidentally damage someone else’s property. Your landlord will probably specify how much you need, so pay attention to your lease requirements.
Read moreHow to save on renters insurance rates
Renters insurance is generally quite affordable, but there are still some ways you can save
Bundle
Combine renters with car or pet insurance for instant multi‐policy discounts. (Plus, you can manage your policies in one place)
Pay in full
Pay your full premium upfront to avoid monthly fees and earn up to a 5% annual payment discount.
Security devices
Fire alarms and security systems can lower your rate. Check what safety features your rental has, you might already qualify.
Who needs renters insurance in Anaheim?
Renters insurance is one of the smartest investments any renter can make. Here’s how a handful of Anaheim residents benefit from coverage:
Disney employees
Working at the Happiest Place on Earth means irregular schedules and costume changes. Renters insurance protects your personal belongings, furniture, and electronics from theft or damage when you’re pulling long shifts at the parks. Plus, liability coverage protects you when fellow cast members visit after work.
Tourism and hospitality workers
Working in Anaheim’s hotels, restaurants, and attractions means you understand how quickly things can change. Renters insurance covers your belongings when you’re working busy tourist seasons, plus liability protection if coworkers visit after those demanding hospitality shifts. It’s affordable coverage that fits any budget.
Young professionals
Your laptop, furniture, and professional wardrobe are investments in building your career in Orange County’s entertainment hub. Renters insurance protects them from theft, water damage from upstairs neighbors, and covers liability if someone gets hurt in your space. For less than your monthly Disneyland parking, you’re protected.
Sports fans
Living near Angel Stadium means you’re always ready for baseball season. Renters insurance protects your sports memorabilia, big-screen TV, and game day gear from theft or damage. Plus, liability coverage protects you when friends come over to watch the Angels play.
Healthcare workers
Working at Kaiser Permanente Anaheim or other local healthcare facilities means long hours helping others. Renters insurance protects your furniture, electronics, and personal belongings at home, plus liability coverage if someone gets hurt at your place after those demanding shifts. It’s one less thing to worry about.
What’s the best renters insurance in Anaheim?
We might be biased, but Lemonade was designed to shine for Anaheim renters
All in the app
Get a quote, manage your policy, and file claims all from your phone
Coverage for you
Pick exactly what you need. No cookie-cutter policies
Claims paid fast
Most claims get handled in minutes, not weeks
Anaheim Renters: By the Numbers
Real data from our customers:
Anaheim Renters Insurance FAQs
What's the average cost of rent in Anaheim?
According to Zumper*, the average cost of rent in Anaheim is $2,510. However, the average cost of rent varies widely depending on where you live, and the type of home your renting. Here’s a look at how the average cost of rent changes in Anaheim based on your property type:
- Apartment: $2,395
- Condo: $3,150
- House: $4,200
How does renters insurance work in Anaheim?
Lemonade harnesses the power of tech to make the process of filing a renters insurance claim, and getting reimbursed, stress-free. Here’s how the renters insurance claims process works for Anaheim residents:
- Document damage: When disaster strikes in Anaheim, make sure to take clear photos or videos of any damage to your belongings, this documentation will help support your claim.
- File a claim: Open the Lemonade app and file your claim in minutes by chatting with AI Jim and providing the necessary details about your loss or damage.
- Get reimbursed: For eligible claims, receive your money directly in your bank account.
What information do I need to get a renters insurance quote?
Getting a renters insurance quote takes just a few minutes. You’ll need:
- Your rental address and move-in date
- An estimate of what your belongings are worth
- Your preferred deductible amount
- Basic details about your rental (apartment, house, or condo)
- Any security features like fire alarms or security systems
Most quotes take under 5 minutes, and you can adjust your coverage anytime through the Lemonade app.
Are my belongings covered during wildfire evacuations from the Santa Ana Mountains?
Yes, if wildfires force you to evacuate and make your rental uninhabitable, additional living expenses coverage helps pay for temporary housing. Your personal property is also covered if damaged by fire, smoke, or other covered perils during evacuation. Beyond insurance protection, it’s important to have an evacuation plan, and the City of Anaheim provides helpful resources for preparing for wildfire emergencies.
Does renters insurance cover my car if it's damaged while I’m parked at Disneyland?
No, renters insurance doesn’t cover vehicle damage, that’s what auto insurance is for. However, if your personal belongings inside your car are stolen or damaged, your renters policy covers those items. Whether someone breaks into your car while you’re at Disneyland and steals your souvenirs or your Disney pin collection gets snatched, you’re protected up to your policy limits.
All coverage is subject to individual policy limits, terms, and conditions. Certain items mentioned in this article, including electronics, jewelry and watches, art and musical instruments, and some collections, are subject to sub—limits under standard renters insurance policies and may need to be scheduled separately for full protection. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim. The costs shown in this article are based on internal Lemonade data as of January, 2025. Claims data is sourced from internal Lemonade data as of August 2025. Average costs of hotel stays sourced from https://www.budgetyourtrip.com/search.php. Average cost of rent sourced from Zumper as of August 2025 https://www.zumper.com/
Continue Reading
What Does Renters Insurance Cover
Renters insurance may cover more than you think.
How Much Is Renters Insurance in 2025?
Hint: Renters insurance costs much less than you think.
How to Get Renters Insurance
Signing up is much easier and simpler than you think.
Car and Renters Insurance Bundle
Combine forces to unlock savings and convenience.
What is Renters Insurance and How Does it Work?
Breaking down the ins and outs of renters insurance.
California Renters Insurance
Get your stuff covered in the Golden State.