Nevada Pet Insurance Guide

Cover your pet in the Silver State.

Team LemonadeTeam Lemonade

Nevada pet owners: Whether you’ve got a Rottweiler in Reno or a Labrador in Las Vegas, you’ve come to the right place. We’ll take you through the hidden gems and insider tips of being a Nevada pet parent, and while we’re at it, we’ll go through the ins-and-outs of pet insurance so you can keep your furry companion (and your wallet) covered.

GET YOUR PET COVERED

What is pet insurance? 

Pet insurance assists in covering the costs of your veterinary bills. You pay a premium each month to the insurance company, and in return, you can care for your canine or feline fur family members without having to worry about how much it will cost.

With Lemonade pet insurance, there are numerous ways to customize your policy with our coverage options:

To begin with, a base Lemonade pet health insurance policy will assist in covering the costs of medication, exam fees , and treatments if your cat or dog has an unexpected accident or illness.

A base policy is excellent for the unexpected things in your fur family’s future. Still, Lemonade also offers preventative care packages, which are designed to keep your pet healthy and help cover health care expenses you’re probably paying for anyway, such as routine care. By adding this package to a Lemonade policy, you’ll also get access to a live medical chat option and will get covered for all kinds of things—like your annual blood tests, vaccinations, wellness plans, and more. There may be some applicable exclusions.

Lemonade offers a Preventative, Preventative+, and a Puppy/Kitten Preventative package. Depending on your pet’s age, this package covers things like spaying/neutering, vaccinations, microchipping, and flea and tick treatments.

You can also customize your Lemonade policy with a mix and match of optional add-ons like: physical therapy, vet visit fees, dental illness, behavioral conditions, and end-of-life and remembrance—to help take the bite out of pricey treatments, services, and trips to the vet.

nevada pet insurance

Here’s an example of how a Lemonade pet insurance policy works:

  1. Buy a policy. You answer a few quick questions about your German Shepherd, Silver, and build your pet’s policy with the help of our friendly AI chatbot on our mobile app. The monthly insurance premium you pay is determined by various factors, primarily things that you can customize, like your annual deductible, co-insurance, coverage package, and the annual limit on your plan. (If you would like, you can take a deeper dive into how pet insurance works to help you create your perfect policy.) Pet insurance coverage with Lemonade can cost as low as $10/month. Here’s a handy breakdown of the whole (simple) process.
  2. Go to the vet. You rush Silver to your licensed veterinarian after he broke his bone playing too rough at the dog park. The exam, x-ray, and cast cost you $1,000 upfront. Woof. But since you have pet insurance, you don’t have to worry about the total amount. Find out what we cover here.
  3. Get your money back. Silver is safely on the mend, and you get up to a $900 reimbursement back in your pocket from Lemonade!

It’s worth noting that as your dog ages, they will require more veterinary care, treatments, and thus more vet bills which is why it pays to take out a pet insurance policy for your dog as early as possible. If you try to sign your 13-year-old dog up for insurance for the first time, they might be declined due to their age; either way, they’re more likely to have pre-existing conditions that won’t be covered by insurance. But if you get your new puppy a Lemonade policy right away, you’ll be able to continue renewing their policy as they age.

Apply now to get your free pet insurance quote for cat insurance or dog insurance.

COVER YOUR PET

Protect your pet from Nevada threats 

Desert Snakes, severe heat, and hot springs—oh my! If you’re a Nevada pet owner, here are a few local dangers to be aware of so you can avoid an emergency trip to the vet and move around the state with peace of mind.

Mojave Desert Snakes

The Mojave desert in Nevada is home to two venomous snakes: the Mojave desert sidewinder,  and the Mojave rattlesnake. Of the two, the rattlesnake is the more dangerous species.

In particular, the Mojave rattlesnake can be dangerous because the venom it secretes does not cause swelling, but will cause damage to your pet’s neural system. This means that you may not notice that your dog has been bitten right away.What you might see is muscle twitching, which may not register as a snake bite right away. 

The good news is that most snakes, desert sidewinder and Mojave rattlesnake included, are extremely shy and more likely to slither away than strike when threatened. In addition, these particular snakes are nocturnal for much of the year, so you are unlikely to encounter them unless you are wandering around the desert at night, which is not generally recommended.

In any case, the best way to keep your pets safe from snakes is to keep them away. Do not let your dog run around off leash when hiking in the desert, and do not let it go sniffing and pawing under rocks or in burrows.

If you suspect your dog or cat has been bitten by a venomous snake, seek veterinary care immediately.

Protect your pet from Nevada threats 
“I need my space”

Severe Heat

Nevada is the third hottest state in the United States, with an average high of 90 degrees Fahrenheit in the month of August. Temperatures like those can get dangerous quickly, especially for your pets. Heat stroke and dehydration can happen in what seems like just a few minutes.

Signs of heat stroke in animals include glazed eyes, heavy panting, rapid heartbeat, excessive thirst and/or drooling, fever, vomiting, or unconsciousness. If your pet is exhibiting these symptoms and you suspect heat stroke, seek veterinary care immediately.

Luckily, there is a lot you can do to keep your pet safe in hot weather. First of all, don’t leave your pet outside. When the weather gets hot, bring them inside. Make sure they have plenty of water within reach. Try to walk your dog when it is cooler outside, such as early in the morning, or in the evening hours. Never leave your pet alone in a parked vehicle, and never shave your dog. Your dog’s fur acts as insulation and is meant to protect your pet from both the heat and the cold. Without that protection your pet could be vulnerable to sunburn. Finally, if you want to have some summer fun with your dog, consider getting a baby pool for them to splash around in and keep cool.

Hot Springs

Nevada has the most hot springs than any other state in the United States. These often delightfully warm pools draw tourists and locals alike. However, it is important to know that hot springs can get dangerously hot. Some can even reach temperatures higher than 180 degrees fahrenheit. Always take care when visiting a hot spring both for yourself, and your pet. It is nearly impossible to tell how hot a hot spring actually is without feeling the water. Likewise, a hot spring that had been at a comfortable temperature at one point in the year may have heated up by another point in a year.

So if you are going to visit a hot spring with your pet in tow, make sure to keep them well away from the spring itself. Dogs cannot regulate their internal temperatures the way humans do, and a hot spring may do much more damage to your pet than it would to you. If your dog does get away from you and jump into a hot spring, retrieve them as quickly as possible and try and get them to a cool stream if you can. Either way, seek veterinary care immediately.

Top Nevada dog parks 

Energetic pup? Let them run wild in one of Nevada’s many off-leash dog parks. Just make sure your doggy family member is up-to-date on their vaccinations and spayed or neutered before you let them cut loose. 

  • Rancho San Rafael Regional Dog Park. This Reno dog park is unique in that it is essentially a fenced-in pasture where dogs are allowed to run around off-leash. It is a whopping 40 acres in size. The park is flood irrigated from April through October, so it can get muddy at times, but visitors report that even during those months, it is still a great place to take your pup to play.
  • Barkin’ Basin Dog Park at Wayne Bunker Park. This 7-acre Las Vegas dog park gets rave reviews. Pet owners love the fact that the park includes both a small dog area and a large dog area. It also features lots of trees, benches, and water fountains for both humans and dogs alike. Visitors also note that the park is very clean and well-maintained.
  • Veteran’s Memorial Park. Located at the edge of a 25-acre park, this Boulder City dog park hosts a large fenced-in area with trees for shade, benches, and water. The on-leash part of the park has a pond, splash park, skate park, and sports fields, making it a great place for the whole family to hang out.
  • Clark County Dog Fancier’s Park. Open 24 hours a day, this park, located in Las Vegas, has a total of five separate areas for dogs to play. Four of the areas can even be reserved for training and agility practice. 

Support Nevada-based pet businesses

  • At Your Service Pet Supplies. With locations in both Henderson and Las Vegas, this family owned and operated pet supply store is one of Nevada’s best loved pet supply stores. Along with the best pet food and supply options available, At Your Service also offers a full service grooming salon, bakery treats, adoption events, and a loyalty program.
  • Healthy Tails. Healthy Tails in Las Vegas is the place to go if you are looking for a store with an organic and holistic approach to pet nutrition. They carry all-natural, high-end food, in addition to non-toxic, environmentally-friendly toys, plus vitamins and supplements to keep your pet at the top of their game.
  • Sloppy Kisses. With its charming name, and colorful website, Sloppy Kisses in Henderson is a pet store made for all types of pets. In addition to high-quality holistic pet food, it also carries pet training supplies, nutrition consultations, reptile supplies, small animal supplies, bird supplies, art, and more.
  • Benson’s Feed and Tack. Established in 1973, Benson’s Feed and Tack has been serving Carson City for decades. They sell high-quality pet food, supplies, and accessories. They serve lots of critters, including rabbits, dogs, and mules—so there is a little bit of something for everyone. As their name implies, they also carry riding tack.
  • Pet Station. Pet Station has locations throughout Nevada – from Reno to Gardnerville. They carry a wide range of pet supplies for your dog, cat, fish, or reptile. In addition, they offer self-service grooming stations, obedience courses, and a monthly vet clinic, so that you can keep your pet healthy and happy.

Before we go… 

Isn’t being a pet owner just the best? The companionship, the kisses, the laughter!We love our pets, but sometimes those vet bills can take a real bite out of our wallets, which is why more and more pet parents are choosing to get covered with pet insurance. Learn more about how much pet insurance costs, and whether or not pet insurance is worth it for you.

APPLY FOR PET INSURANCE

Share

Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.