What am I covered for?

Being covered is one thing. Understanding your coverage is another. Here’s everything you need to know.
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What Does Car Insurance Cover?

Get the coverage you need, and hit the road with confidence

What Car Insurance Doesn’t Cover

Custom parts? Rideshare driving? We spell out everything your car insurance policy might not cover.

Comprehensive Coverage

Comprehensive insurance protects you against a lot of things that don’t involve crashing into another vehicle—stuff like theft, vandalism, and storm damage.

Collision Coverage

Collision insurance is coverage that helps pay to repair or replace your own car if it’s damaged in an accident with another vehicle or object.

Lemonade Car Roadside Assistance

With Lemonade Car's roadside assistance services, we're with you every step of the way. We'll break down—no pun intended—how it all works

Comprehensive vs. Collision Insurance, Explained

So, what's the difference?

Rental Car Insurance

Rental car insurance protects you if you rent a car and are later liable for hitting another vehicle, as well as if the car is damaged or stolen.

Bodily Injury Liability

Bodily injury liability pays for someone else’s medical expenses and injury-related lost wages if they’re injured in a car accident where you are at fault.

Gap Insurance

If your vehicle is totaled or stolen, gap coverage helps pay off your existing auto loan.

Pet Injury Coverage for Car Insurance

Pet injury coverage helps pay the veterinary bills or costs of memorial in the event that your pet is hurt or killed while riding with you in a car accident.

Roadside Assistance

Learn about Lemonade Car's roadside assistance. Get to know what's included in your policy, and how you can use it.

Windshield Crack Repair

Windshield crack repair describes the process of fixing a cracked windshield before it gets worse and needs complete replacement.

Full Coverage Car Insurance

Get the ins and outs about full coverage car insurance, which protects your vehicle in many different scenarios.

Summer Road Trip Safety Guide

All the essentials for the journey ahead

Temporary Transportation Coverage

Temporary transportation coverage refers to a car insurance add-on that covers expenses like Lyft, public transportation, bike sharing, or a rental.

Medical Payments Coverage

Medical payments coverage helps pay the medical bills if you, your passenger, or family member got injured in a car accident.

Tennessee Car Insurance Coverage

Because there’s so much to see in Tennessee.

Ohio Car Insurance Coverage

Because there's so many places to go in O-H-I-O.

Illinois Car Insurance Coverage

Make every mile magnificent with Lemonade Car

Chicago Car Insurance Guide

Drive easy breezy in the Windy City

Columbus Car Insurance Guide

THE lowdown on c-bus driving

Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.