Extreme weather & your insurance

From hurricanes to wildfires, extreme weather is intensifying. Here’s how it all relates to your homeowners insurance policy.

Does Homeowners Insurance Cover Hail Damage?

What the hail?

Your Hurricane Questions, Answered

How you can prepare for storm season.

The Truth About Earthquake Insurance

Is earthquake insurance really worth it?

Does Homeowners Insurance Cover Flooding?

Keep your head above water, no matter what happens.

Tornado Damage and Your Insurance, Explained

Understand your coverage before, during, and after the storm.

Extreme Weather, Power Outages, and Your Lemonade Policy

Here’s what you are and aren’t covered for when extreme weather strikes.

Does Homeowners Insurance Cover Water Damage?

Your complete guide to water damage and homeowners insurance coverage.

Does Homeowners Insurance Cover Wildfires?

This wildfire season, get covered—and stay safe.

Fire Damage: Here’s What You Need to Know

If a fire occurs in your home, here's what to do—and how to file a claim.

How to Stop Pipes from Freezing

Frozen pipes can lead to major property damage. Here's how to avoid the issue—and what to know about frozen pipes and your homeowners insurance policy.

Protect Your Home from Severe Winter Storms

Baby, it's cold outside.

Fire Insurance: How to Protect Your Home

Fire insurance provides extra protection, on top of what your insurance policy would normally cover, in the event of losses or damages to your property.

Flood Insurance

Flood insurance provides you with coverage when your stuff and/or property is ruined as a result of... you guessed it, flooding.

Windstorm Coverage

Windstorms in insurance are considered a named peril, or something bad that could happen to your property that your renters or home insurance will cover.

Does Homeowners Insurance Cover Natural Disasters?

From wildfires to floods, earthquakes, and tornados, we'll explain when your policy will help (and when it won't.)

How to Keep Your Property Safe from Tree Damage

Proper tree maintenance will keep your property safe, and your yard beautiful.

Your Winter Cycling Guide

Cycling in winter comes with a whole set of challenges. Our tips will help you handle them a little better.

Does Homeowners Insurance Cover Ice Dams?

It often will, but there's a lot you can do to avoid trouble in the first place.

Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.