Extra Coverage

Here’s everything you need to know about adding coverage for your most prized personal property.
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What You Need To Know About Extra Coverage

Here's the lowdown on scheduling personal property coverage for your most valuable items.

A Quick Guide to Insuring Your Engagement Ring

Diamonds are forever, but sometimes, s**t happens.

Bicycle Insurance, Explained

Great news: Bike insurance is way less complicated than you’d expect! Bad news: Bike theft is super common.

E-Bike Insurance at Lemonade, Explained

We're excited to begin offering coverage for Class 1 and 3 electric bikes!

Insuring Your Camera? Here’s What You Need To Know

Learn how to protect your investment, including adding coverage for damage and loss.

Guard Your Gems: Your Guide to Jewelry Insurance

How to choose the best jewelry coverage for your lifestyle.

Extra Coverage for Your Art, Explained

Keep your creative masterpieces protected.

Musical Instrument Insurance, Explained

Extra Coverage for your guitar, keyboard, or antique French horn.

Equipment Breakdown Coverage

Equipment Breakdown Coverage (EBC) is an endorsement that you can purchase to complement and enhance your homeowners or renters insurance.

Swimming Pool Coverage

Swimming pool coverage is a part of your homeowners insurance policy, protecting you and your pool against major damage.

Insurance Schedule

A schedule in insurance lingo for list - they're used to define various add-ons, exclusions, or clarifications in your policy.

Jewelry Appraisal

A jewelry appraisal is official documentation that states how much your jewelry is worth.

You Don't Have to Be Filthy Rich to Collect Art

Find something you love, and don't be intimidated.

Drone Insurance, Explained

#dronelife, baby.

Homeowners Insurance Add-Ons You Should Know About

Want to be fully covered? Consider these policy additions.

Does Homeowners Insurance Cover Electronics?

The lowdown on insurance for electronic devices.

Insurance For Your Road Bike, Explained

Have a beautiful Bianchi? Worried if you crash your Cannondale? Here's how insurance can cover your wheels.

Please Note: These definitions don’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade. They are intended for educational purposes only - they’re not meant to be used in lieu of professional legal or financial advice. We’ll do our best to keep them updated, but they may not always reflect current industry developments. Feel free to use the terms with attribution (friends don’t let friends plagiarize!)

Property and casualty insurance provided by Lemonade Insurance Company, 5 Crosby St., 3rd floor, New York, NY 10013. Life Insurance provided by North American Company for Life and Health Insurance®, Administrative Office, One Sammons Plaza, Sioux Falls, SD 57193.

Lemonade Insurance Agency, LLC (LIA) is acting as the agent of Lemonade Insurance Company and Lemonade Life Insurance Agency, LLC (LLIA) is acting as the agent of North American Company for Life and Health Insurance®. Both LIA and LLIA receive compensation based on the premiums for the insurance policies each sells. Further information is available upon request.

LLIA is a sub-producer of Bestow Agency, LLC. Life insurance quotes are provided by Bestow Agency, LLC dba Bestow Insurance Services in CA, who is the licensed agent. Term Life insurance policies are issued on North American Company for Life and Health Insurance® policy form LS181 and LS182, or state version including all applicable endorsements and riders. Products or issue ages may not be available in all jurisdictions. Limitations or restrictions may apply. Not available in New York. Our application asks about your lifestyle and health; your answers allow us to save you time and avoid offline medical exams.