Spare parts

We’ve got a lot to say about car insurance. And if we’re being honest, some of it is nonsense.

5 'Car Movies' You Have to See

From the surreal to the hilarious, these films celebrate the potentials of the automobile... Buckle up!

6 Types of Driver You Never Want To Be

An exhaustive list, backed by "science" and opinion

Emergency Services

Emergency services refers to professional help you might call in the event of a car crash or other unsafe road conditions.

How to Insure a Brand New Car

What comes first: The policy, or the car?

Fender Bender

A fender bender is a minor accident between more than one car.

Courtesy Car

When would you be given a courtesy car, and how does the process work with your insurance?

Classic Car Insurance

Classic car insurance is a specialty coverage for certain types of older, collectible cars.

Car Key Replacement

Car key replacement can get tricky depending on the type of car you drive. We explain the basics.

Accident Forgiveness

Accident forgiveness is when an insurance company agrees not to factor a car accident into calculating your premiums.

Hit and Run

Got in a hit and run accident? Oof. Here's everything you need to do if you find yourself in this unpleasant situation.

Mechanical Breakdown Insurance

Mechanical breakdown insurance (or MBI coverage, for those in the know) is a type of insurance that covers your car’s mechanical failures.

Motor Vehicle Report

Learn what a motor vehicle report is, how it can be obtained, and who has access to it.

Collector Car Insurance

Collector car insurance (also known as classic car insurance) is a specialty auto insurance policy.

No Fault Insurance

No-fault insurance, also called personal injury protection or PIP, covers the medical expenses of you and your passengers in an auto accident.

Non-Owner Car Insurance

Non-owner auto insurance is liability coverage for people who don’t have their own car, but still need to drive once in a while.

Rideshare Insurance

Rideshare insurance is designed to prevent coverage gaps for any full or part-time gig workers employed by companies like Uber or Lyft.

Totaled Car

If your car has been "totaled" after an accident, it means the cost of repairing it is greater than the cost to replace it.

SR22 Insurance

An SR-22 is not an actual "type" of insurance, but rather a form that proves your car insurance policy meets certain state requirements.

Accident Report

An accident report details the events of a car accident, with all the details about what happened, who was involved, any property damage, etc.

Car Repair Insurance

Car repair insurance is a type of insurance that covers mechanical failures.

Bumper Repair, Explained

Someone bumped your bumper? Here's what you need to know.

Distracted Driving Statistics In 2022 And Why They Matter

Keeping your eyes on the road will protect you in the long run.

Debunking the Myth: Are Red Cars More Expensive to Insure?

And am I more likely to get pulled over if I'm driving one?

Catalytic Converter Theft

Why do they get stolen? And does my insurance cover it if they do?

Which States Have the Most (and Least) Fatal Car Accidents?

See how your state stacks up when it comes to road safety.

Driving While Obsessive-Compulsive

The disorder can make getting behind the wheel feel impossible.

Summer Road Trip Safety Guide

Please Note: These definitions don’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade. They are intended for educational purposes only - they’re not meant to be used in lieu of professional legal or financial advice. We’ll do our best to keep them updated, but they may not always reflect current industry developments. Feel free to use the terms with attribution (friends don’t let friends plagiarize!)

Property and casualty insurance provided by Lemonade Insurance Company, 5 Crosby St., 3rd floor, New York, NY 10013. Life Insurance provided by North American Company for Life and Health Insurance®, Administrative Office, One Sammons Plaza, Sioux Falls, SD 57193.

Lemonade Insurance Agency, LLC (LIA) is acting as the agent of Lemonade Insurance Company and Lemonade Life Insurance Agency, LLC (LLIA) is acting as the agent of North American Company for Life and Health Insurance®. Both LIA and LLIA receive compensation based on the premiums for the insurance policies each sells. Further information is available upon request.

LLIA is a sub-producer of Bestow Agency, LLC. Life insurance quotes are provided by Bestow Agency, LLC dba Bestow Insurance Services in CA, who is the licensed agent. Term Life insurance policies are issued on North American Company for Life and Health Insurance® policy form LS181 and LS182, or state version including all applicable endorsements and riders. Products or issue ages may not be available in all jurisdictions. Limitations or restrictions may apply. Not available in New York. Our application asks about your lifestyle and health; your answers allow us to save you time and avoid offline medical exams.