Understanding Homeowners Insurance

Unlock savings and convenience.

Own a condo? Here's what to know.

It often will, but there's a lot you can do to avoid trouble in the first place.

Spoiler alert: It does, in many cases!

Escrow accounts, lump sums, and closing costs…oh my!

What's the difference, anyway?

You're almost a homeowner—but first, it's time for an inspection

Here's what goes into setting your interest rate—and how you can secure the lowest rate possible.

Here’s what homeowners should know about the ins and outs of the most common HOA rules.

Ownership isn’t the only difference between the two scenarios.

An escrow is a legal agreement in which a third party holds funds, paperwork, or other assets on behalf of two other parties during a property transaction.

Loan-to-value ratio is a calculation of how much you are trying to borrow for a mortgage in relation to the appraised value of a property.

Give your home a refresh, and give the planet some love.

It might be time to up your roof game.

It often will, but there's a lot you can do to avoid trouble in the first place.

Spoiler alert: It does, in many cases!

Don't be anxious about your inadequate toolbox—we're here to help.

Sticks and stones may break… my windows.

Unlock savings and convenience.

Escrow accounts, lump sums, and closing costs…oh my!

Don't sleep on these incentives.

A closer look at what’s driving rate increases

Spending a little can save you a lot in the long run.

Because not all insurance policies are created equal.

It often will, but there's a lot you can do to avoid trouble in the first place.

Proper tree maintenance will keep your property safe, and your yard beautiful.

What the hail?

From wildfires to floods, earthquakes, and tornados, we'll explain when your policy will help (and when it won't.)

Frozen pipes can lead to major property damage. Here's how to avoid the issue—and what to know about frozen pipes and your homeowners insurance policy.

Windstorms in insurance are considered a named peril, or something bad that could happen to your property that your renters or home insurance will cover.

Hey landlords! Let’s explore some key questions you should be asking potential tenants.

Give your home a refresh, and give the planet some love.

Don't be anxious about your inadequate toolbox—we're here to help.

Because protecting your home and saving money is a no-brainer.

Recessed seating is "on the rise” again

Is a neighbor driving you crazy? You're not alone.

The lowdown on insurance for electronic devices.

Learn how to protect your investment, including adding coverage for damage and loss.

Keep your creative masterpieces protected.

Equipment Breakdown Coverage (EBC) is an endorsement that you can purchase to complement and enhance your homeowners or renters insurance.

Swimming pool coverage is a part of your homeowners insurance policy, protecting you and your pool against major damage.

A guide to understanding how much your jewelry is worth.

For many things short of a werewolf mauling, you may be covered.

Recessed seating is "on the rise” again

Is a neighbor driving you crazy? You're not alone.

It's time to leverage a new lexicon.

Understand the patterns and prevalence of burglaries to help safeguard your home and valuables.

Because "it's not you, it's me" is so 2020.

Cover your home in the Steel City.

Cover your home in the City of Brotherly Love.

Cover your home in the Music City.

Cover your home in Bean Town.

Cover your home in Neptune City.

Cover your home in OKC.