Lemonade 101: Who Does Your Policy Cover?

Your policy automatically covers all residents of your household who are related to you by marriage, blood, or adoption. So your kids, your husband, wife, you get it. Only thing: make sure you buy enough coverage for all your (and their) stuff! If you’re living with your significant other, no worries. They need to be added to your policy as what’s called an ‘additional insured.’ There is a charge for that, so sometimes it is cheaper or easier for each of you to get your own insurance policy. Either way, we just want to make sure you’re all covered.